You've seen a great car that you want to buy on TV. To buy the new car, your next stop is at the car dealer's showroom. The dealer may be the most reputed in town but unless you do your homework, you will never get the deal you want for buying your dream car.

Before you go to the dealer's showroom you must gather as much information as you can about the model of the car that you plan to buy. Is the car one you can afford and are the monthly finance payments easy on your budget? Was there a rebate offered on television that tempted you to buy the car? Check out the mileage and fuel efficiency of the car. Find out how Insurance companies rate the safety of the car and if required ask other owners of the make and model of the car. Also, visit internet forums to find out the pros and cons of the car from other owners. Discounts and rebates differ from State to State and you could cut costs by getting a rebate by buying the car in another state. Explore independent finance options for your car. Sometimes the manufacturer's financiers may not be willing to finance you.

When you get to the showroom and find the car of your dreams, you must read the offer carefully, as well as understand all the qualifications, the limitations of any restrictions, and all that is excluded by the contract. You must explain to the dealer that you were looking for the rebate or other incentive as seen on TV. All dealers do not subscribe to company incentives and telling the dealer your reason for buying the car upfront will save you and the dealer valuable time. If the dealer does subscribe to the manufacturer's sales incentive then you can further negotiate the costs of your new car. Ask for details of all the fees and charges that you will be required to pay in writing. The dealer's prep alone can increase the price dramatically. You can negotiate the dealer's prep because the dealer is paid by the car company and should not saddle you with a costly dealer's prep bill. Look over the car carefully before the purchase and find out if the bait in the ad that lured you to buy the car is actually in place.

You must inform yourself about the terms used in pricing the car. The invoice price is the price that is the initial charge by the manufacturer to the dealer. The invoice price almost always includes delivery and you should make sure that the delivery of your new car is part of the invoice price. Federal law requires that manufacturers put a Monroney sticker price on the car which can be removed only by the purchaser. All other costs are extras charged by the dealer. The dealer puts the dealer's sticker price with his or her charges.

Buying a new car and cutting a deal can be easy and stress free if you research all of your options thoroughly and negotiate with the dealer with the informed wisdom of a pro.