Identity Theft: What Can You Do About It?
- Date: 2007-05-23 - Word Count: 325
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If your driver�s license or other government ID has been stolen report it to the proper agency to cancel it and order a replacement. Ask that your information be flagged so that no one else can get copies.
Complete an Identity Theft Affidavit
In order to remove the debts created by the identity theif you will need to send an affidavit to the company or creditor holding the debt. When you contact them to close the accounts ask what forms they require. The affidavit permits them to investigate the claim � it does not ensure that the debt will be cleared.
While each business may have its own requirements you can also obtain a free affidavit form at: http://www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf. Ask the business if they will accept this form or need you to fill out one of theirs.
Send the copies of the affidavit and supporting documents to the businesses (a separate form should be created for each account or institution responsible for providing the identity thief with credit). Do not send original bank or card statements. Blackout any information on the statements not related to the account.
Send a copy of each affidavit and the police report to the credit bureaus. Write a letter requesting the information you declared was a result of theft be blocked or removed from your credit report.
Report Stolen Mail
If you believe that your mail has been stolen you must contact the nearest Postal Inspector. You can look for the number in your white pages under Government Services, call 1-800-ASK-USPS or search online at http://www.usps.com/ncsc/locators/find-is.html. What is being done to protect your privacy? Get free adware download and protect your online privacy.
While the information above is provided for those living in the US the steps are nearly the same in other countries. Here are some links and numbers to credit and police agencies in the UK, Canada and Australia. What can you do to prevent identity theft? Get your free $97 PC Security book at http://www.pc-tool.info/
Complete an Identity Theft Affidavit
In order to remove the debts created by the identity theif you will need to send an affidavit to the company or creditor holding the debt. When you contact them to close the accounts ask what forms they require. The affidavit permits them to investigate the claim � it does not ensure that the debt will be cleared.
While each business may have its own requirements you can also obtain a free affidavit form at: http://www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf. Ask the business if they will accept this form or need you to fill out one of theirs.
Send the copies of the affidavit and supporting documents to the businesses (a separate form should be created for each account or institution responsible for providing the identity thief with credit). Do not send original bank or card statements. Blackout any information on the statements not related to the account.
Send a copy of each affidavit and the police report to the credit bureaus. Write a letter requesting the information you declared was a result of theft be blocked or removed from your credit report.
Report Stolen Mail
If you believe that your mail has been stolen you must contact the nearest Postal Inspector. You can look for the number in your white pages under Government Services, call 1-800-ASK-USPS or search online at http://www.usps.com/ncsc/locators/find-is.html. What is being done to protect your privacy? Get free adware download and protect your online privacy.
While the information above is provided for those living in the US the steps are nearly the same in other countries. Here are some links and numbers to credit and police agencies in the UK, Canada and Australia. What can you do to prevent identity theft? Get your free $97 PC Security book at http://www.pc-tool.info/
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