In recent times it has become very obvious that unless we are of the millionaire status the terminating cash won't pay the bills for as long as necessary whilst maintaining an appropriate standard of living. Budgetary planning has been greatly challenged by dramatic increase in the length of a life requiring food and shelter as well as the usual collection of needs.

Out of necessity this group has been contributing substantially to the business arena originally dominated by the plans and practices of the younger groups.

Traditionally allocated time of the final phase has now been crammed with a multitude of major personal business experiences and experiments that have worked toward eliminating previous traits defining the season. Computer knowledge is often extended rather than left at the workplace. A huge amount of interest has been generated, particularly with the dynamic life of the era. Baby boomer career change has hit the community with stories of success, victory and discovery most days in most papers. A new attitude of learning and sharing information is moving through this exciting community at a fast rate.

Baby boomer career change has remembered and revitalized the traditional characterisics of youth through the experiences of growing, learning, experimenting and discovery. Previous youth traits of disobedience, challenge, questioning, and at times rebellion are at times necessary but that special gift of mature age wisdom now makes a complete difference to the outcome.

Middle years was traditionally noted for the season of responsibility, earning, consolidation, development and expansion. These experiences are now often interrupted with bouts of uncertainty, fast change, failure and disappointment.

Businesses may have been launched but challenged with overwhelming debt brought about through wrong decisions. Jobs had previously been held for numerous years with appropriate upgrade according to skill level and company growth. The workplace for many now is being finalized with a termination package or a short contract expecting a full time task to be completed in a twenty hour week. Only a few have the wealth to move into the following uncertain phase with an asset structure applicable to the desired standard of living.

The baby boomer career change has orchestrated a multitude of business ventures and creative ideas that have brought a total turnaround of long term established meanings and roles attached to this previously predictable phase. The full-time, permanent, knowledgeable and friendly middle aged rate-payer's clerk has been replaced with a face that changes every 3months depending on the morning temperatures.

A baby boomer in a career change still has new ground to cover within the next forty years but after the restructuring of the original plan will hardly be inclined to spend hours learning to knit in a rocking chair. A bold few who learnt to knit fifty years ago are now selling unique, warm woollen jumpers on the internet to school groups taking end of year bus trips to the snow. This wisdom is not being wasted but it has been restructured