Benefits Of Using Credit Cards
In this day and age, with the credit card market growing as large as it now has, it is no wonder that credit card companies have started trying to entice buyers by offering incentive programs on their cards. These programs come in many different forms and offer a variety of different products and services
One of the most common incentive programs offered by many credit card companies is the cash back program. In this program a certain amount of the total purchases made using the credit card, are refunded to the credit card holder in the form of a credit on their account. In some cases the amount is credited at the end of the year. In other cases the amount is credited after each purchase transaction is cleared.
Probably the second most popular incentive program is the air miles rewards program. These programs are offered in conjunction with the major airlines and allow the credit card holder to build up points which may then be redeemed for airline tickets. These airline tickets may often have restrictions on when they may be redeemed though the more popular air miles programs these days have removed any and all restrictions of this type.
Another popular incentive program with credit card companies is the product discount programs. In this case the credit card company will align itself with a manufacturer and provide the credit card user with a way of earning discounts on the purchases of items from that specific participating company. A prime example of this program would be the GM visa card. This card accumulates a certain percentage from each purchase made on the credit card towards the purchase of a new GM vehicle. These programs may often have a set maximum on the value of the discount that may be received.
Credit card incentive programs can often provide and excellent benefit to the card holder that is using the credit card. The key is to ensure that the incentive being offered is of use to the primary card holder, and to make sure the credit is used in a responsible manner.
Related Tags: bad credit, finance, credit cards, credit card rewards, benefits of credit cards
Manages Apply for Credit Cards, Credit Cards and Credit Blog. Your Article Search Directory : Find in Articles
Recent articles in this category:
- The Secrets to Getting Low Down Payment Car Insurance
Upon purchase of a new car, there is almost always a requirement to buy an auto insurance policy as - The Wisdom Behind Auto Insurance Comparison Quotes
No one in his right mind would not go for a good deal. In fact, everyone is out on their feet and ru - The Benefits of Auto Insurance Comparisons Florida
Insurance can be expensive. This is something everyone knows about especially in the sunny state of - Auto Insurance Florida: The No-Fault Policy
There are different kinds of car insurance offered by a wide range of providers today. Different sta - Finding the Cheapest Auto Insurance Companies
Everyone is asking and searching for the cheapest auto insurance companies available today. Consider - How do You Compare Private Health Insurance Cover in Australia?
Deciding what is the best and most affordable private health insurance cover can be easy if you take - How Payment Protection Insurance Was Mis-Sold
For over six years the issue of Payment Protection Insurance (PPI) and how it was mis-sold to custom - Finding Quotes For Auto Insurance Online
One of the many concerns when you are shopping for auto insurance is being able to get access to quo - How You Can Find the Best Auto Insurance Online
When it comes to renewing your car insurance you are going to quickly discover that there are a numb - Guidelines For Searching For Auto Insurance Online
The internet can be a great source of discounts and values related to auto insurance. However, many
Most viewed articles in this category:
- Trading Forex With Pivot Points
Forex Pivot Point Trading are used today by Forex Traders and are calculated on the previous days mo - Where To Search For Free Grants
Where do you look for free grants? The search must be thorough or it could be an exercise in futilit - The Connection Between High Blood Pressure and Salt
We are a society of Salt Addicts. It cannot be denied. When you look at the things we do and the pla - Tips For Avoiding HYIP Scams
Before knowing about HYIP Scams, refer to the functioning of HYIP or "High Yield Investment Programs - Getting Credit After Bankruptcy
Consumers do not have to live sans credit following a bankruptcy. By following certain steps consume - Tips For Choosing A Credit Card
Are you looking for that perfect credit card? If so, you may be confused about what exactly to look - Cheap Car Insurance For Teens Online
Many elements determine a car insurance policy. Car insurance companies look at the person's age, hi - What Exactly Is Free Grant Money?
You can apply for free grant money from various government agencies. But where exactly does this mon - Small Business Owners Marketing and Customer Service
Marketing can be time-consuming, but it doesn't have to be hugely expensive now, thanks to the Inter - Apply Online For A Credit Card - How To Choose A Card?
The best type of credit card for you will be dependant on how you intend to use the credit card. Are