Privacy means a lot to everybody since there are a lot of things they would to keep on for themselves.

However, as one of the universal laws that the nature of things have provided us, there are no secrets which are not opened up to the world. One way or another, you would have to let others know what is going in your life and what your past is. Well, sure you could say that a secret is something you could not tell anyone, especially when it is yours, but there are cases that someone would delve into your past no matter how clean or dirty it may be.

Companies like the credit card businesses are just a few of the institutions who are willing to pay off time just to know have your background be checked.

Background check is an official process of monitoring on one's history and records. In background check or background investigation, the company do not only see your private past life but also your credits. With it, they would see if you hold a worthy credit history... in the case of the credit card companies or the loaning companies or if do not.

In our world today, background checking is not only for the companies, individuals could also engage themselves in it. In the old world, background investigations were done only by the police and now, business companies could buy services to check into someone's past.

Background checking is usual to people who are taking a job or who already have a job, most especially if they have a high position. With monitoring one's history, it would give the company's management if they have hired or will hire employees who are worth it and who are trustworthy.

If ever they find some smudge in their employee's records, they could dismiss that employee or demote him - if they have that much pity. Knowing one's history would give a lot of idea to someone and could assure the employers.

Actually, besides employees and people who are hopeful to have their loans be permitted, background investigation is also present in people who rent an apartment since the landlord would want to make sure the people he would lend his apartment to are safe people and not one of those undisciplined renters, this often happens to people with strict landlords, then there are those who grant scholarships to others and this is necessary since obviously the ones who gave the scholarship needs to know if the student they gave this honor to is someone who deserves it, and lastly, there are also those who would even go as far as checking out their date's records.

Yes, it sounds quite a human privacy violation but it truly is needed to some companies. Besides laws like the FCRA or the Fair Credit Reporting Act states that any small enterprise needs to have their employees sign a contract saying that they would allow a background check on them. Though, the extent of this law depends on your states laws since there are various rules that each state follows.