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121. Medical Alarm Scams and Fraud - 7 Ways to Protect Your Loved Ones

     by Suzanne Wouk - 2007-03-05
     There comes a point when the decision has to be made whether our elderly parents are capable of living on their own. Our gut tells us that the longer they stay in their familiar setting the happier t...

122. Mobility Vehicles and Scooters

     by Christian Dunnage - 2007-02-27
     Mobility vehicles are classified into 3 categories by the Highways agency.Class 1 Vehicles: Manual wheelchairs (chairs without an electric motor).Class 2 Vehicles: Powered wheelchairs and mobility sco...

123. Men As Caregivers

     by Carol Bradley Bursack - 2007-02-15
     Men are catching up. In the MetLife Study of "Sons At Work" (June, 2003), it was reported that "Men are just as likely as women to report that they are the primary care giver for an older or dependent...

124. Minding Our Elders and Living Through It: A Caregiver's Journey

     by Carol Bradley Bursack - 2007-02-15
     You've got kids and they're growing up. You've got a job and you're moving up. You and your spouse have smoothed out the wrinkles of early marriage. Sailing along pretty well, right?Bang! Dad has a s...

125. Taking Responsibility For Our Own Long Term Care Needs

     by Duane Lipham - 2007-02-12
     In all of the debate about long term care costs, a central underlying cause of the general apathy that many folks exhibit toward preparing for their own long term care needs does not get as much atten...

126. Minding Our Elders: How Do We Get Dad To Participate?

     by Carol Bradley Bursack - 2007-02-06
     What do you do with Dad when sits alone, at adult day care, and sulks? How do you get Grandma to participate in the activities the nursing home provides? These scenarios often take us back to the days...

127. Alzheimers Symptoms and Diagnose

     by Brian Ward - 2007-02-05
     Alzheimers is a disease that affects the brain cells, it leads to dementia and a deterioration of the brain. This disease can be hard to diagnose, because it happens slowly and the symptoms are mild. ...

128. Asset Protection From Medicaid

     by Rocco Beatrice - 2007-02-05
     The Deficit Reduction Act of 2005 established a June 30, 2006 deadline for the Secretary of Health and Human Services (HHS) to release regulations for states to come in compliance with the new severe ...

129. Care Giving Made Easy

     by Dale Adams - 2007-01-28
     Most all of us are or will be caregivers sometime during our lives.  If you assist an injured friend buying medicine, deliver food to an elder from your church, or visit elderly family members &n...

130. Should I Borrow Against My House to Pay the Nursing Home?

     by Gabriel Heiser - 2007-01-27
     It is not too unusual for a child to try to cover the cost of a parent's nursing home stay by taking out a home equity loan against the parent's house. Wise move or not?Let's assume Daughter took out ...

131. Reverse Mortgages and Medicaid

     by Gabriel Heiser - 2007-01-26
     Many seniors are pitched the benefits of a "reverse mortgage" as a way to "unlock" the equity in their homes and pay for a better lifestyle. Does this make any sense? In what circumstances? What if on...

132. My Neighbor Told Me About His Medicaid Planning - Can't I Do the Same Thing?

     by Gabriel Heiser - 2007-01-26
     Clients sometimes come to me having already done some home-brew Medicaid planning, probably because they got some tips from their neighbor or simply were afraid of the perceived high cost of lawyers. ...

133. Life Estates in Medicaid Planning

     by Gabriel Heiser - 2007-01-26
     Often an elder law attorney will suggest that clients transfer their home to their children, retaining a "life estate." What does that mean, and what are the consequences of such an arrangement? Whe...

134. Medicaid and the Best Way to Title the Home

     by Gabriel Heiser - 2007-01-26
     "Should I put the kids' names on the deed?" "Should I take my wife's name off the deed?" "Should I just sell the house now?"These and similar questions are some of the most important that clients ask ...

135. Medicaid Annuities: How Do They Work? (Part 2)

     by Gabriel Heiser - 2007-01-26
     Let's take another look at how you can use Medicaid annuities. Say you're single and in the nursing home, and you have about $100,000 of "excess" assets. What can you do to qualify for Medicaid covera...

136. Medicaid Annuities: How Do They Work? (Part 1)

     by Gabriel Heiser - 2007-01-26
     In order to qualify for Medicaid, a single individual cannot have more than $2,000 in countable assets, and a couple cannot have more than $101,540. Any excess must be either spent down till it's gone...

137. Death Is For The Birds

     by Tammy Stoner - 2007-01-25
     Sometimes I look up into the sky and am in awe of the birds. Birds are magical creatures and they deliver messages to us when we stop and take time to notice them. Last month my Dad died of cancer. He...

138. Nursing Home Survey Issued---2006

     by Gabriel Heiser - 2007-01-25
     The annual MetLife Mature Market survey for 2006 was just issued. Here are some of the key findings: The national average rate for a private room in a nursing home is $206/day, which works out to just...

139. Beware of Illegal Medicaid Plans!

     by Gabriel Heiser - 2007-01-25
     You may have received one of those postcards promising in breathless prose how you can "save your home" and "protect your life savings" while immediately qualifying for nursing home Medicaid coverage....

140. Medicaid Estate Recovery: Exceptions

     by Gabriel Heiser - 2007-01-25
     It's not enough to qualify for Medicaid unless you also plan for the possibility of "estate recovery." That's when the state presents a bill to the estate of the person who had been receiving Medicaid...

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