How To Dramatically Reduce What You Pay For Car Insurance
- Date: 2007-05-19 - Word Count: 349
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There are many factors that will determine what you finally pay for your car insurance. A number of them will have to do with issues beyond your control. However, a lot of the factors will be determined by you.
The minimum car insurance requirements of your state or country is something beyond your immediate control. Different countries and states have different minimum requirements for car insurance. You really can't do anything about this for as long as you want to be law abiding.
You cannot control the above. However, there are many things that you can do that will dramatically alter what you pay. Here are a few...
1) Ask before you even buy your car. I know this will surprise a lot of folks. But believe it or not, there are cars that cost you a lot as far as insurance is concerned. The funny thing about it is that just by asking before making that purchase decision, you'll be directed to a similar car that will cost far less to insure.
2) If you now work at home or have a new job that reduces how often you use your car considerably, take advantage of it. Make sure your insurance company knows about the change. That should get your some savings.
3) Take advantage of special offers and discounts. Ask your car insurance agent what his/her company has. Some insurance companies will give you considerable discount if you also take other products from them. You might have heard of multi policy discount. That's what it means.
4) Shop around. Yes, there are standard factors that every insurance company uses to determine what you have to pay. However, they do not weight each of these factors equally. So look around. Your personal car insurance needs may be better addressed by another insurance company and at a lower price. The competition in car insurance is fierce. Take advantage of it.
It's a very smart decision to get as many quotes as make sense. After all, they are usually free. And, since you can save up to $2000 sometimes, I think it is well worth it.
The minimum car insurance requirements of your state or country is something beyond your immediate control. Different countries and states have different minimum requirements for car insurance. You really can't do anything about this for as long as you want to be law abiding.
You cannot control the above. However, there are many things that you can do that will dramatically alter what you pay. Here are a few...
1) Ask before you even buy your car. I know this will surprise a lot of folks. But believe it or not, there are cars that cost you a lot as far as insurance is concerned. The funny thing about it is that just by asking before making that purchase decision, you'll be directed to a similar car that will cost far less to insure.
2) If you now work at home or have a new job that reduces how often you use your car considerably, take advantage of it. Make sure your insurance company knows about the change. That should get your some savings.
3) Take advantage of special offers and discounts. Ask your car insurance agent what his/her company has. Some insurance companies will give you considerable discount if you also take other products from them. You might have heard of multi policy discount. That's what it means.
4) Shop around. Yes, there are standard factors that every insurance company uses to determine what you have to pay. However, they do not weight each of these factors equally. So look around. Your personal car insurance needs may be better addressed by another insurance company and at a lower price. The competition in car insurance is fierce. Take advantage of it.
It's a very smart decision to get as many quotes as make sense. After all, they are usually free. And, since you can save up to $2000 sometimes, I think it is well worth it.
Related Tags: car insurance, insurance rates, insurance coverage, collision policy
Get your car insurance quotes with ease here: Best Car Insurance Quotes.Chimezirim Odimba writes for Car Insurance Your Article Search Directory : Find in Articles
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