Need College Funds? Check Out Student Loan Programs


by Jay Rich - Date: 2007-01-04 - Word Count: 398 Share This!

If you've spent three or even four years going through college then you'll know how hard it is to leave it all behind. It's kind of home from home, where you're surrounded by like minds, and it can be a real wrench when you finally do graduate, even though that was your original aim in going there.

Or maybe you haven't been through college or university at all, but are just setting out. If so, the anticipation and feelings of liberation and prospects of a glorious future will be uppermost. Finishing college can be a relief, just as it can be a downer. And starting out too can be a source of anxiety, especially if you haven't yet sorted out your finances. The question is, have you just winged it and left it all to chance, or are you a planner who has everything nailed down, done and dusted, in terms of student loan programs?

One thing you will know, whether your fees are already taken care of or not, is the high cost of higher education. And the fact is the costs aren't getting any cheaper either. The tuition runs into literally thousands of dollars: think somewhere along the lines of twenty grand per annum; plus you've got your living expenses on top: you know, the drag of rent (unless you're lucky enough to live at home rent-free) plus food, not to mention your course textbooks.

So unless you're the beneficiary of decent scholarships or handouts from wealthy relatives, you could almost certainly do with checking out student loan programs, no? Most students need some kind of financial aid and the student loans and grants route is a pretty commonplace one.

You might want to start by looking into the Stafford student loan, plus get yourself as many grants and scholarships as possible as these don't require repayment. Look into state grants as well as private ones to help cover tuition costs. When you're desperate for funds it really pays to check out every possible source, especially the kind you get for free.

Even if you're still in high school and college seems quite a way off, it's worth putting out financial feelers at this early stage so you're under less pressure later. The Internet is a great research tool to this end and can help you find the student loan programs you need, so make use of its plentiful resources today.


Related Tags: student loan, student loans, student loan programs

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