Gift Cards - Make Sure Your Gift is Not a Dud
However there are a couple of things you need to watch out for to make sure your gift card isn't a dud.
Check for an expiration date. You'd think that as soon as someone receives a gift card, they'd head to the shops and use it. But in fact a lot of people don't do that, and the last thing you want is for them to remember the card months after you gave it to them, only to discover that it expired. Some cards are only valid for 6 months, which can be limiting. So check whether the card has an expiration date, and if it does, make sure the recipient is well aware of it!
Look through the fine print to determine if there are any fees. If the card hasn't been used within six months, some stores will start to charge a monthly fee, which can be as much as $5 per month. This can soon reduce the value of the gift card to nothing. So if there are fees involved, make sure the recipient knows about them. The last thing they want is to go to the store, planning to spend $50 on something, only to discover their card has been hit by fees and now is only worth $20.
Finally, it's a good idea to buy gift cards from established retailers. They're so widespread that it seems as if every tiny shop and restaurant has their own gift card, but the reality is that many businesses close down, and you don't want your gift card to become worthless. So stick with the big, well-known retailers. This also gives the recipient the opportunity to check out a couple of different store locations, in case they can't find what they want at the closest mall.
The best way to ensure you don't get a gift card dud is to go the easy safe route. Get a prepaid credit card gift card from a major credit card company (like Visa, Mastercard or American Express) because they can be used at almost every retailer worldwide. Then your gift will be a winner for sure!
Happy Shopping!
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Related Tags: gifts, visa gift card, visa credit cards, gift card benefits, prepaid visa cards, prepaid visa gift card
Susan Helton is a gal who loves smoothies and drinks 'em every day.
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