The correct approach to facing foreclosure.
There is a deep shock to the entire body when a Foreclosure Notice is delivered to a homeowner.
Body and psyche is hit like a blow from a sledgehammer.
The mind goes numb. The mouth goes dry. The stomach tenses as the juices flow.
The adrenaline glands starts pumping, a cold sweat breaks out, the brain ceases to operate in a functional way.
Fear, rules and becomes the order of the day.
It is very much like how the villagers of old would feel when the scouts come running breathlessly into the village square with the news that they saw the Roman columns marching toward them.
In full regalia, with drums beating.
Marching with terrifying precision, the trumpets blaring, the sergeants screaming at the fighting men to keep order and time.
The full and frightening waving of their regimental banners flying in the wind.
The sun gleaming off their dreaded armor, weapons and shields.
A couple of the severed heads of nearby leaders that were smashed are impaled on the spikes of their banners.
Stories of their immense cruelty and burning and raping and pillaging and stealing and torturing are all too real.
The people feel the stranglehold of an icy fist closing around their throats as they gasp for air thinking of the consequences of all this activity.
Fear grips the family.
Mother and Father start arguing and fighting over whose fault it is and what they should do.
The children feel their parents helplessness and even start to think that it is their fault that they are going to lose their home.
Pictures of the sheriff ordering them to put their furniture on the pavement and vacate their home become all too real.
Clear thought and sanity very quickly leave as the shock and embarrassment hits home.
Like a punch drunk boxer, the head of the family reels from pillar to post seeking to understand the situation and formulate answers and strategies.
He feels totally powerless as he goes to the mailbox and is greeted with a million rip off artists who are wringing their hands with glee as they send sickly silly suggestions to remedy what looks like a totally lost and hopeless situation.
Among their suggestions, Go to the perpetrator of the crime and ask for clemency and a change of the terms!
What a sick joke.
It is like asking Judas Iscariot how to get to heaven.
This scene is not too far fetched in the realm of Foreclosure today.
The effects on the victims is exactly the same as the Empire building tactics of the Roman Empire.
The lenders are so clever in the way that they have studied human paralysis in the face of overwhelming odds.
The lied and cheated and broke the law to get the people into the mess that they suddenly find themselves in.
There seems to be no hope.
How can one tiny little family who are totally cash strapped even think clearly of a way to face an overwhelmingly strong opponent as this one.
The problem is indeed an immense one.
When the home and hearth are at stake, it is the women who take the brunt of the load.
It is like a hot burning knife that slowly sinks into the very core of their being.
Their safety and security is being endangered and threatened by the evil specter of Foreclosure.
All the moves leading up to the theft of the actual properties have been meticulously thought through by the lawyers and schemers employed by the banks and lenders.
Everything is so finely crafted to make the debtor look guilty and stupid.
From the embarrassing mess of his credit report to the refusal to take any money to rectify the arrears are all clever and despicable evils used to ultimately steal the properties from the people.
This is what is happening around us today.
Make the first move the smartest move.
The correct approach to facing foreclosure.
Go to a person who has been there, done that and speaks to you from first hand experience and wants to help you.

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