Yes! It's now possible to carry out safe and cost-effective credit card processing using a telephone! Telephone Credit Card Processing Services are best suited to home based businesses or businesses that are just starting out and do not have high sale volumes. Any business selling less than $1,500 per month, must check out credit card processing via a telephone, as a suitable payment processing option. This way you will be able to avoid the cost of buying or leasing point-of-sale equipment. Also, you will be able to conduct all authorizations and deposits using only a Touch-Tone telephone. Easy-to-follow voice prompts guide you through the transaction.

Using a telephone Credit Card Processing Service, you may process credit card transactions from any touch tone telephone including cellular phones, pay phones, and land-line phones. Firstly, you need to be approved for your merchant account. Once that is done, processing credit cards is a snap! All you need to do thereafter is to follow the instructions provided. Call at the specified toll-free number. Follow the voice commands to begin the process. Your identification PIN number, transaction information, and the customer's credit card details would be required. Enter all this information using your phone keypad and the system will immediately process the credit card and verbally tell you whether the credit card is approved or declined. If approved, you will receive an authorization, which is to be recorded on the customer's signed receipt.
This system operates quickly, processing transactions in just a couple of minutes.

In addition, with telephone Credit Card Processing Services you need to manually create credit card receipts for your customer's as you will not have access to a credit card terminal with an attached printer. A signed receipt for every transaction that you carry out is absolutely necessary to effectively prevent and avoid chargebacks and fraud. So, what you can use to make your task easier is a manual credit card printer, which is inexpensive and perfect for making receipts quickly and on the run.

Before establishing a partnership with a third party provider, ensure that the merchant accounts services that you are being offered do not have any contract or cancellation fee. So, if you are not happy with the services being provided, you may cancel your partnership without having to incur any expenses in the form of penalty.

Telephone Credit Card Processing Services are a low-cost alternative to purchasing expensive retail storefront equipment to process credit cards. It's perfect for contractors, delivery, trade shows, craft shows, seasonal businesses, low volume and home businesses, and several more! All these businesses can not only eliminate start-up costs, but are also able to get lower rates and fee!


For more information, visit Credit Card Processing and Merchant Account Services.