1) You agree too easily.

When you decide to think independently and try to make some real dough, almost everyone you encounter will try to dissuade you from it or otherwise implant negative ideas in your mind if you lend them your ear.

They'll try to convince you it's much safer to have a job and fuel your dreams by buying lottery tickets. If you listen to their poison, you're smoked.

2) You procrastinate.

Entire books have been written on the subject. If you don't get in the habit of taking action now, your life will be over before you even start living it. Time flies and there is not reason to wait. When you know the next step, you must take it immediately.

3) You need reinforcement to act.

Similar to number 1, this factor is just as deadly. If you need people to agree with your ideas and tell you how good you are before you act on them, you'll wait a long time. Learn to trust yourself. That's the person that has the most influence on your success.

4) You tolerate excuses.

If you're going to make real money, you have to lower your B.S. tolerance to zero. Take no excuses from others and even less from yourself. Small compromises too often duplicated make a perfect plan a pathetic failure.

5) You haven't taught yourself to make decisions.

Great fortunes stem from the ability to string together good decisions and execute the necessary actions. At first, the only person that can make those decisions is you. Most employees are like herd cattle, they need a barking dog in front of them to guide them right or left.

6) You don't know what you're good at and what you like.

If you do something just because you heard it makes money, chances are it'll do the exact opposite. Building true wealth will require a brief period of very hard work. If you don't like what that work consists in, you won't finish the race.

Sometimes we think our inclinations are "too unconventional". That is often not true. There is a market for almost anything.

7) You automatically think new is better.

Here is a proverb: "things seem worst just before they get better".

Most people give up in that dip, thinking they've come to a wall when in fact they've come to a door.

Persist in what you do and resist the temptation to jump on the new hot ticket. Persistence is much more lucrative than just about any other possibility.

8) Your attention controls you instead of you controlling it.

If this is the case for you, you get nothing done that has any real value. You get lost and stumble around as your unfocused energy disappears into the great beyond leaving you with nothing to show for it.

Make a plan and stick to it. No excuses.

9) You criticize rather than analyze.

If you do this, you are a human cancer to yourself and others. The best thing to do, metaphorically speaking, would be to cut you out of contact with a sharp knife to stop you from spreading.

With this mentality, your ideas are killed in the egg and the people that could help you get what you want will have nothing to do with you.

10) You have a low tolerance for risk.

Maybe you have no money or a family to support. Those are darn good reasons not to take chances with your money or situation. Many others prefer safety to potential gain.

None of the above are ready to make any money. Change your situation or change your belief system before you even attempt it or you will soon confirm why you don't like risks.

11) You're unable to make a commitment.

"Plan the work and work the plan". 95% of the accomplishment is not worth 95% of the reward, it's hardly work anything at all.

When you don't see things through to the end, you have done nothing at all except assure your failure. Don't cheat yourself. If you make a decision, it becomes written in stone except in very rare situations. Make it happen.

12) You're not willing to pay the price.

Never mind all the other things that come into play, like the option cost on your free time and leisure activities. Just look at all of the above. You won't get there by accident. There is a price to pay, over and over again. How bad do you want it?

13) Being afraid to fail.

You should be afraid NOT to fail. If you don't fail, it's because you didn't try. If you didn't try, you never even had a chance.

Direct marketers consider a 10% success rate great because they can ride that one success into the sunset.

Don't count the "Yeses" count the "Nos". For every one you get, you're that much closer to the big breakthrough.