Why purchase auto insurance coverage?


by Online Auto Insurance Broker - Date: 2007-05-14 - Word Count: 258 Share This!

Auto insurance cannot prevent automobile accidents from happening, but it can help offset some of the financial loss or burden that might result from an accident.  Various coverages are designed to protect an insured's investment in the value of owned automobiles, to pay medical expenses when injury occurs, and to cover an insured's legal liability to others who may suffer injury or damages.  This does not mean that all possible expenses or losses will be covered. 

Limits of insurance apply to insurance coverages, and each insurance policy has exclusions and limitations.  Auto insurance is designed to reduce many of the financial losses that could otherwise result from owning or operating an automobile.  Without insurance, a person would have to bear the entire cost when accidental injuries or damages occur.

Having auto insurance can also help protect you in case of a non-fault accident. There is coverage designed to protect against uninsured drivers in case of an accident. This coverage is called Uninsured Motorist coverage. This coverage can protect yourself and your passengers as well as your vehicle in case you were to be struck by an uninsured motorist. Like other coverages, there is limitations to this coverage.

Feel free to quote this coverage as well as other auto insurance coverage as it is relatively inexpensive.  One of the most convenient ways of shopping for auto insurance online is through the web.  Alot of websites offer one simple process for multiple company quotes.  Often, when you purchase insurance online, you can save yourself some money.

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Related Tags: auto, insurance, purchase, coverage, why

Cesar Diaz is a personal lines insurance broker for www.onlineautoinsurance.com operating out of California. Your Article Search Directory : Find in Articles

© The article above is copyrighted by it's author. You're allowed to distribute this work according to the Creative Commons Attribution-NoDerivs license.
 

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