Insurance Articles - Endowment Insurance
This type of policy is similar to term insurance because the policy only lasts for a certain amount of time but is akin to whole of life insurance due to the guaranteed payout. Due to the fact that you are guaranteed a payout, endowment insurance usually requires you to pay higher monthly premiums. Despite of this they are more risk free and unless you are looking for the cheapest deal, would be a good way to go about life insurance. Like most life insurance policies not only will it cover you in the event of your death but often covers you in the event of you contracting a terminal illness.
A useful thing to know is that if for some reason you don't want to continue with your endowment policy, you can often sell it, as there is a thriving second hand market. You can't often do this with a regular life insurance policy as they're just not worth enough.
It is important to note that although this type of policy uses investment, there are better alternatives if you are just looking to invest or save long term, including savings accounts.
To learn more about life insurance click here where you will also find valuable information on rates, other types of life insurance, life assurance, and much more.
This article was brought to you by KJOYNERHOUSE
Related Tags: life insurance, life assurance, life insurance rates, endowment insurance, endowment assurance, life insurance polices
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