The Top Five Things to Watch Out For When Applying Online for a Credit Card
Credit cards are now replacing the thousands of dollars that you carry, and they offer the convenience of fast purchases without worries. With a single swipe, and with a minimal amount of identity confirmation, you can purchase that laptop your office needs, or that antique lamp you always wanted for your living room without worrying if you will be robbed or careless on the way to the merchant. If you lose your credit card, moreover, you can always call the bank, report the loss, and rest assured that your card will not be used by somebody else.
These advantages, however, are offset by the fact that credit card and identity theft now runs rampant. If you are interested in getting a credit card, you may want to examine your spending habits as well, since a credit card can often give the illusion that you are not spending any money on your purchases. If you know how to balance your spending with saving, however, a credit card will simply allow you to budget your money better.
Credit card companies are now making application for a credit card easier by taking their credit card applications online. Although this can be convenient if you do not want to leave the house, or if you cannot leave work to line up at the bank, you will still need to take note of the potential dangers that may come with applying online. Before you fill out the online application form, take note of the following tips.
1. Credit card companies will require you to sign up for a free account with them. By nature, you should keep your username and password in a safe place. However, you must also take note of the exact date and time that you created the account, as well as the exact information you provided the bank. You will need this crucial information later to protect you from identity theft.
2. When applying for a credit card online, check the traffic on your Internet server. Higher Internet traffic will not only keep the credit card company's page from loading properly, but it may signal the presence of hackers who are trying to get into your account.
3. Credit card companies will also ask for an email by which you can be contacted. If you can, create an email specifically for your credit card communications. If you use your company email, or personal email, chances are your email is already on online contact lists, and you may be unconsciously giving people access to your account. A specific email, moreover, will allow you to monitor your credit card activity better.
4. A credit card company will never ask you to give personal information through email. If you receive an email asking for your username and password, ignore it. You may be the victim of identity theft sooner or later.
5. Read the fine print. Know the credit card company well, because an online application, once submitted, can no longer be edited.
Related Tags: apply for credit card, apply credit card, apply credit card online
Mario Churchill is a freelance author and has written many articles on various subjects. If you looking to apply for credit card rewards offers or to just apply for a credit card online checkout his websites.
Your Article Search Directory : Find in ArticlesRecent articles in this category:
- What's In Your Credit Report?
IdentificationYour name, address, social security number, birthdate and previous and current employm - Pros And Cons Of Low Purchase Rate Credit Cards
Low interest credit cards are outstanding until the time period runs out. Most of these offers promo - Bad Credit Loan Scams
There are several bad credit loan scams out there. These are usually aimed at those that don't have - Successful Credit Repair Methods
If you bad credit, you are not alone. Fact of the matter is there are tens of thousands in the count - Auto Loans Bad Credit: Bad Credit Is Not An Obstacle Now
Now a days, people want their own Cars. Though there are Public Transport Systems, they do not watch - Credit Card Services For Your Business
Co Branded Credit cards can be very beneficial for you if you have a business. These cards are onlin - Will The Actual Natural Motion Endure Large Food? -- Horizon Milk
The natural food business may be going through major work day in energy in the past 10 years. Becaus - Prices Of Dlp Lamp Alternative Parts - Dlp Bulbs
Since you will have to purchase a DLP> lamp each and every few years, it might be useful to know the - Dlp Bulbs -- Facts About Dlp Lamp Replacement
With regards to technical breakthroughs there aren't many things that are more popular than tvs and - Ways Which Anybody May Restore Their Very Own Credit Rating Easily - Credit Repair For Dummies
If you listen to a lot of the actual ads which are available regarding credit>, more than likely you
Most viewed articles in this category:
- Credit - Repair
To make the life more comfortable people purchase lots of things from clothing to cars and homes tha - Helpful Tips For Using Low Interest Rate Credit Cards
People with good credit ratings often receive offers for low interest rate credit cards. A credit ca - Benefits to Businesses Accepting Credit Cards
Many business owners report a sharp increase in profit when they begin accepting credit cards as a m - How To Remove A Bankruptcy From Your Credit Report
Credit report repair can be a long, tedious process and one of the hardest items to get removed is a - Putting Low Interest Rate Credit Cards To Work
If you have a solid credit rating, then you may receive offers for low interest rate credit cards. Y - Buying A Car With A Personal Contract Purchase Loan
If you are looking to buy a car but are unsure whether or not a new car is worthwhile, then you shou - Credit Repair - Tips And Tricks That Work
When you apply for credit, your lender will request a credit report from a credit reporting agency. - Bad Credit Debt Consolidation
No doubt there are numerous bad credit personal loans but hunting for a secured loan for bad credit - Before You Buy
Check out the market in the area you want to buy. Find out what price houses are going for and - Top 10 Keys To Creating A Good Credit Score
We know it can be unfair but credit is used for everything these days. Utility companies are even us
