The Best Homeowner Insurance Rates
First, the age of your home is very important. Keep in mind that newer homes are much cheaper to insure than older homes. Newer homes are built under much stricter building codes than ones built ten or twenty years ago. Insurance companies pay very close attention to the electrical system within your home, as they are a leading cause of home fires.
Second, the construction of your home will affect the price of your insurance coverage. Having a brick home will result in lower premiums. Traditional stick built homes often cost ten to fifteen percent more than brick homes.
Third, the location of your home will also affect the cost of your insurance coverage. Coastal regions are much more expensive, as they are prone to more natural disasters. Areas such as the South Carolina coastal area will often cost thirty to forty percent more than the average location.
Fourth, the security system within your home will make a difference in your cost as well. Make sure to have an adequate alarm system in place. We recommend an alarm system that is no older than 5 years.
Fifth, providing these details about your home can save you lots of money in premiums in the long run. Let me show you the place to save the most amount of money on your next homeowners insurance policy.
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To get the best homeowner insurance quotes just go to Ellis Financial and you'll get free and fast quotes you've been trying to find. Ellis financial provides instant quotes from the top insurance companies out there.
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