Another Student Loan Option - "Community College Loan"
- Date: 2007-04-03 - Word Count: 329
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Community college loan is a private student loan, which will help furthering your aim of higher career goals and improved lifestyle. Whether you seek to further your education in a community college or enhance your job skills, community college loan will help you achieve all these.
The community college loan is best utilized as supplement to federal student loan covering the total cost of attendance, such as tuition and other expenses related to education. For students living away from home or attending school in another state, the expenses are high. That's why community college loan is ideal for them.
To be eligible for this loan, you should be enrolled in an associate degree or a Title IV eligible certificate program. The cosigner must have good credit history. The interest rates and fees largely depend on the credit record of the cosigner. You can also apply for this loan without a cosigner, but chances of loan approval are high when you apply through a creditworthy borrower.
The minimum loan amount is $1,000 generally. It can go up to an amount which can provide total attendance cost and other education related cost such as uniforms, living expenses, tool kits, books, fees and much more. Your or your cosigner's credit records are factors determining the interest rates which start at Prime +1 percent with low fees, 2 percent for borrowers with very good credit.
Thirty days after disbursement, repayment begins. The minimum and maximum repayment term is 1 and 15 years respectively. Prepaying the loan either in part or in full is another option.
Apply for this college student loan through the portal http://www.estreetloans.com that has a network of leading lenders offering private student loan at attractive rates.
Manu Goel is Senior editor for Estreetloans.com web articles. Estreetloans.com where consumers can now apply online within minutes for a Mortgage, Refinance, Home Equity, Auto Loans, Student Loans, and Payday Loans and can have as many as four loan offers from leading banks and lenders within 24 hours. http://www.estreetloans.com
The community college loan is best utilized as supplement to federal student loan covering the total cost of attendance, such as tuition and other expenses related to education. For students living away from home or attending school in another state, the expenses are high. That's why community college loan is ideal for them.
To be eligible for this loan, you should be enrolled in an associate degree or a Title IV eligible certificate program. The cosigner must have good credit history. The interest rates and fees largely depend on the credit record of the cosigner. You can also apply for this loan without a cosigner, but chances of loan approval are high when you apply through a creditworthy borrower.
The minimum loan amount is $1,000 generally. It can go up to an amount which can provide total attendance cost and other education related cost such as uniforms, living expenses, tool kits, books, fees and much more. Your or your cosigner's credit records are factors determining the interest rates which start at Prime +1 percent with low fees, 2 percent for borrowers with very good credit.
Thirty days after disbursement, repayment begins. The minimum and maximum repayment term is 1 and 15 years respectively. Prepaying the loan either in part or in full is another option.
Apply for this college student loan through the portal http://www.estreetloans.com that has a network of leading lenders offering private student loan at attractive rates.
Manu Goel is Senior editor for Estreetloans.com web articles. Estreetloans.com where consumers can now apply online within minutes for a Mortgage, Refinance, Home Equity, Auto Loans, Student Loans, and Payday Loans and can have as many as four loan offers from leading banks and lenders within 24 hours. http://www.estreetloans.com
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