Finance & Investment, Get $300 For Your Online Business
If you want to get your hands on a few hundred bucks extra, try these tactics below to free up some money from your monthly budget.
My first piece of advice, leave those credit cards at home. Your credit cards should only be used for emergencies. (And no, needing a new pair of shoes is not considered an emergency.) Just using this one technique can reduce your monthly expenses by a considerable margin. But we won't count this toward the $300 we are trying to save you. This one is a freebie.
Let's get serious. How often do you eat either lunch or dinner outside the home? According to the Consumer Expenditure Survey from the U.S. Bureau of Labor Statistics, most families spend over $2400 per year on food away from home. The bulk of this money is spent for lunches while people are working or at school. If you brown bag it and pack your lunch, you can save a considerable amount. By making this one little change, you can save as much as $200 a month! See how easy that was? We are already two thirds of the way toward generating that extra $300!
How about groceries? I assume that you eat on a regular basis. If that is the case, I can save you a bunch of money here. First, make a grocery list before you step one foot into the grocery store. Second, stick to your list religiously. If something is not on your list, you cannot buy it. Buy store brands and generics as opposed to the name brands. If you don't tell them you family will never know the difference. Use coupons! Stay away from the convenience and prepared foods. You will always save money by making it yourself from scratch. And, I can almost guarantee you that it tastes much better. Give up soda and bottled water. Tap water is much better for you and costs about 1/100 of the price. Using just these few grocery strategies can easily save you an additional $100 per month.
And there you have it, we've saved that $300 you wanted for your online business. Of course, you don't HAVE to use the savings on your business. After all the scrimping, saving, and sacrificing that you've been doing over the past month, maybe you can celebrate with a night on the town. But don't spend over $300.
Check out my newest ebook for the details on how to slash expenses and put money in your pocket!
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