Checklist for Refinancing a Rhode Island Mortgage After Bankruptcy
Check Your Credit Standing
When it comes to preparing for a Rhode Island mortgage refinance after bankruptcy, the very first thing you should do is check your credit standing. The state of your credit report will not only determine the rate you pay, but also whether or not you get approved for the loan. The higher your score is the better off you are. If you are wondering where you stand in comparison to other borrowers, you can check your score against the Rhode Island average of 692.
Decide if Refinancing is Right for You
Refinancing your Rhode Island mortgage after bankruptcy could potentially save you a great deal of money. On the other hand, it may end up costing you more trouble than it's worth. To determine whether or not a refinance will benefit you financially, use one of the many home refinance calculators around the web or speak with a broker who can run the numbers for you.
Choose a Lender
Your home is a huge investment and quite possibly, the largest investment you will ever make. To make the most of it, you will want to be very selective when it comes to choosing a lender to handle your post-bankruptcy Rhode Island mortgage refinance. Ask lots of questions, get several quotes, and if possible, get referrals. Then, choose the lender who seems the most competent and the most willing to meet your needs.
Related Tags: bankruptcy, mortgage refinance, rhode island
Visit Maine Lending Center to see our Recommended After Bankruptcy Mortgage Refinance Lenders Servicing Maine, whether you are looking for home purchase, refinance or a home equity loan.
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