Why Private Health Insurance Could Help Protect Cancer Sufferers
There have been many articles in recent months concerning the provision of cancer drugs and treatments available on the NHS. It seems that the Government is caught between a rock and a hard place when it comes to protecting the health of the nation and funding the associated costs of the best treatment.
Numerous publications and interviews depict the plight of individuals who have been diagnosed with cancer and report that the Primary Care Trust's (PCT) involved are denying them access to the latest cancer drug on the basis of costs. Now, it appears the specialists that treat these individuals are also worried about the impact of new drugs becoming available, along with associated funding. In response to a BBC survey 180 specialists reported they were worried about the situation, and it looks as though things can only get worse with the anticipated release of new, highly effective cancer drugs expected to receive licenses in the coming years.
Currently, those diagnosed with cancer in England are unable to pay for drugs themselves that are not available on the NHS, unless they are willing to pay for their entire treatment process from their own pockets. With new drugs possibly costing in the region of £50,000 there have been calls for the guidelines to be relaxed. The guidelines should be more realistic, allowing individuals to pay for the costs of drugs involved in treatment, without the need to fund the entire treatment process.
It is truly unacceptable that people who have invested in the health service for all of their lives are denied the necessary treatment due to expense. And unless they are willing to pay for the entire treatment process themselves, some may find they become embroiled in a desperate fight with the NHS. Considering the additional stress this may cause through such an important time in their lives, is this strict adherence to these guidelines fair?
Whilst the ‘state versus private funding' war rages, it is essential to question which options there are those who wish to ensure this situation does not become their fate. Private Health Insurance does offer reassurance, before diagnosis, that should the worst occur, eligible treatment will be provided. Private Health Insurance can be very competitive - providing not only peace of mind, but access to some of the most commended hospitals at a time most appropriate for you and your family.
Although most providers will not pay for unlicensed drugs or those that are currently under experimentation, they will however, provide you with the most effective treatment based on the individual's needs - not the Primary Care Trust's budget!
Related Tags: cancer, treatment, budget, funding, diagnosis, private health insurance
Andrew Regan is an online, freelance journalist.
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