You May Have Travel Insurance; But Are You Really Covered?
Travel insurance often covers 'predictable' travel mishaps, such as illness, injury and loss of baggage, as well as flight cancellations and curtailments. Yet many people are unaware of the fact that most travel insurance plans are governed by a myriad of 'small print' terms: that is, travel insurance often doesn't cover every aspect of travel.
For example, any given travel insurance policy might cover flight cancellations attributed to airline delays, aircraft maintenance or severe weather. But what if your flight cancellation came as a direct result of a terrorist attack? Would you still be covered? Most people believe they would be, but the fact is that the majority of existing travel insurance companies wouldn't cover policy-holders under such circumstances - regardless of any injury, property damage or loss of money encountered. So while you may have insurance, it's important to ask: are you really covered?
Insurance is a far more manageable investment than having to remedy an unfortunate situation if it happens to arise unexpectedly. But if an insurance plan doesn't cover certain circumstances which may occur, what's the point of paying for it? It's important to do bit of research and ask some penetrating questions when searching for suitable travel insurance. This is often the only way to gain access to all the undisclosed details which may end up being relevant - and of great importance - to you.
Another way to ensure you acquire full coverage is to seek policy providers which specialise in exceptionally comprehensive packages. You can find various specialised travel insurance companies which offer coverage for the most unpredictable of circumstances - in addition to the 'predictable' ones. Choosing one of these will leave you with peace of mind that you'll be taken care of should anything happen on your travels - regardless of reasons behind injuries or flight cancellations. After all, isn't peace of mind at the heart of what insurance is all about?
Related Tags: travel insurance, peace of mind, flight cancellation, terrorist, travel policy, airline delays
Andrew Regan is a freelance online journalist that enjoys travelling.
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