The Experiment in Universal Health Care Coverage
- Date: 2007-05-16 - Word Count: 431
Share This!
The medical care system in the US has become more and more dysfunctional over time. Two states, however, are offering universal health care for their citizens.
There are roughly 300 million people in the country. Of this total, roughly 46 million do not have any health insurance. Put in practical terms, this means one out of every six people are risking financial ruin if they need any significant medical care. Given the fact a certain percentage are children and you have a fairly dire situation.
Universal health care coverage is a hotly debated topic. There are many sides to the issue. On one hand, it would seem logical that the richest country in the world could come up with a system that provides health care to all of its citizens. On the other, there needs to be a financial reward to people and companies in the medical industry that research and advance the art of medicine.
At the federal level, the issue is one politicians like to talk about, but nobody really wants to touch. For whatever reason, the last eight years have seen little federal leadership on domestic issues. Fortunately, one state is trying something new and aggressive.
Massachusetts represents the most aggressive universal health care solution. Under a law passed by a Democratic legislature and signed by a Republican governor, all citizens of the state are required to buy health care insurance by the end of June in 2007. All businesses with more than 10 employees must either offer their employees health care cover or pay a "fair share" of the cost of the universal coverage. The fair share is determined on a sliding scale, but can be as much as $295 a year per worker.
The really interesting aspect of the plan is the enforcement provision. Any individual that does not buy into the plan loses their personal state tax exemption the first year. The next year, they can be fined for failure to comply. The fine is 50 percent of the premium they would be otherwise paying. Businesses also face penalties. In short, this is a health plan with some bite to it.
So, how has the plan worked out? Well, we don't really know. It is simply to early as the effective start date is really this summer. By the summer of 2008, it should be clear whether this approach works or not. Many states are watching the experiment closely. If it does work out, you can expect to see similar plans launched by other states as well.
Get California affordable group health insurance at UFCAmerica.com.
There are roughly 300 million people in the country. Of this total, roughly 46 million do not have any health insurance. Put in practical terms, this means one out of every six people are risking financial ruin if they need any significant medical care. Given the fact a certain percentage are children and you have a fairly dire situation.
Universal health care coverage is a hotly debated topic. There are many sides to the issue. On one hand, it would seem logical that the richest country in the world could come up with a system that provides health care to all of its citizens. On the other, there needs to be a financial reward to people and companies in the medical industry that research and advance the art of medicine.
At the federal level, the issue is one politicians like to talk about, but nobody really wants to touch. For whatever reason, the last eight years have seen little federal leadership on domestic issues. Fortunately, one state is trying something new and aggressive.
Massachusetts represents the most aggressive universal health care solution. Under a law passed by a Democratic legislature and signed by a Republican governor, all citizens of the state are required to buy health care insurance by the end of June in 2007. All businesses with more than 10 employees must either offer their employees health care cover or pay a "fair share" of the cost of the universal coverage. The fair share is determined on a sliding scale, but can be as much as $295 a year per worker.
The really interesting aspect of the plan is the enforcement provision. Any individual that does not buy into the plan loses their personal state tax exemption the first year. The next year, they can be fined for failure to comply. The fine is 50 percent of the premium they would be otherwise paying. Businesses also face penalties. In short, this is a health plan with some bite to it.
So, how has the plan worked out? Well, we don't really know. It is simply to early as the effective start date is really this summer. By the summer of 2008, it should be clear whether this approach works or not. Many states are watching the experiment closely. If it does work out, you can expect to see similar plans launched by other states as well.
Get California affordable group health insurance at UFCAmerica.com.
Related Tags: health, insurance, care, premium, pay, tax, massachusetts, coverage, universal, uninsured
Your Article Search Directory : Find in Articles
Recent articles in this category:
- Dental Insurance For Individual Can Be Of Help At Time
Dental problem may cost one a lot of money and pain. But, practicing a reasonable care could decreas - Personal Trainer For Perfect Health
There is a general misconception that need for a fitness trainer comes for novice or from those who - Varicose Veins - Causes, Symptoms, Treatment
The majority of people after thirty notice the changes that appear with the maturing. In this case t - Scenar Therapy - Self-treatment Or Healing Partnership
Do you want to learn about a device which will help you to ease your pain? If you get this kind of a - Scenar - 5 "no, Nos" Of Scenar
Are you fed up with the pain in your body? Various parts of our body seem to ache due to different r - Scenar Device - 5 Tips On Travelling With Your Scenar (skenar) Device
You might be aware of scenar which has become quite popular these days. This is actually the acronym - Scenar Therapy - How To Treat Your Pet With Scenar
There are many alternative methods of treatment that are being invented these days. Lots of people a - Your Options For The Treatment For Appendicitis
Appendicitis is considered to be a surgical illness. Due to its severe character, the treatment for - How To Choose The Right Copd Medication
Chronic obstructive pulmonary disease or COPD does not have any cure. But with the help of medicines - Septic Arthritis: Infectious Agents Penetrate Joints' Spaces
Another major type of arthritis is septic arthritis, which is also known in various terms like: pyog
Most viewed articles in this category:
- Drugs - the Last Alternative for Adhd in Kids
Anyone over the age of thirty who has grown up with ADHD understands that there was not much help av - Foods To Eat To Gain Weight
Malnutrition has the same degree of problem as obesity. There are people who are too skinny, they fi - Understanding Postpartum Clothing
The same way most pregnant women dream of the day when they will begin showing for wearing maternity - Kegel Exercising for Bladder Control and Enhanced Sexual Pleasure
Kegel exercises strengthen the muscles of the pelvic floor, thereby improving the urethra and/or rec - The Use Of Weight Loss Herbs
Nothing has garnered more attention in today's world than the success or failures of weight loss pro - A Simple Acid Relux Cure
Many people today are afflicted with heartburn. If they eat food that is too spicy, they get heartbu - Five Effective Household Back Pain Treatments
Back pain treatment comes in lots of forms, from exercise to pain mediction. Standard and most wides - Herbal Remedies - Can They Cure What Ails You?
You've probably heard about herbal remedies before and how they can treat a variety of health proble - Natural Relief for Tinnitus - What are your Choices
Natural Relief For Tinnitus - Alternative Options Did you know that there are an estimated 50 t - Birthing Around the World
Since ancestral times, different cultures showed off different customs and beliefs around the miracl