Special Credit Card Terminal Features
- Date: 2007-03-05 - Word Count: 392
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A credit card terminal is a product designed to save merchants time and money by providing powerful features and performance at point-of-sale. It is a cost-effective solution for business of all types, be it brick-and-mortar merchants, e-Stores, or mail-order/telephone order stores. All credit card terminals do have the same basic functions and features. There are special features that you might want incorporated in your credit card terminal for increased efficiency, such as:-
A credit card terminal that accepts debit cards- This is a good feature as, in addition to credit cards, merchants are able to complete debit transactions. For this you will need some means to enable the entering of the PIN by customers. An additional PIN pad may be utilized or this may be done directly on the terminal. This is convenient for both the merchant as well as the customers.
Issuing and acceptance of Gift Cards- Certain credit card terminals can handle gift cards. In addition, there are several credit card terminals that support other forms of payment, such as phone cards and electronic bank transfers (EBT). Your decision of purchasing such a credit card terminal must be guided by the volume you witness in these alternative payment methods. If the volume is high then you should look for a credit card terminal that supports them.
Address Verification System (AVS) - This feature, as is evident, helps verify addresses. It provides additional security for transactions. This is done by comparing the address on a customer's ID with the billing address of the credit card. AVS works very well to reduce the incidence of fraud. With its increasing popularity, more and more credit card terminal manufacturers are incorporating AVS as a regular feature now.
An important point here is that the high-end terminals with lots of features that you may have an eye on, must also suit your business. Paying extra for a terminal, the features of which you'll never use, is a waste of money. Do not buy a terminal that just looks fancy but doesn't work for your business. Finally, whichever brand or model you choose, keep it clean and away from dust, crumbs, and paper lint, all of which can clog printers and gum up stripe readers. Keep a can of compressed air handy to clean your terminal and help it last longer!
For more information , visit Credit Card Processing and Merchant Account Services.
A credit card terminal that accepts debit cards- This is a good feature as, in addition to credit cards, merchants are able to complete debit transactions. For this you will need some means to enable the entering of the PIN by customers. An additional PIN pad may be utilized or this may be done directly on the terminal. This is convenient for both the merchant as well as the customers.
Issuing and acceptance of Gift Cards- Certain credit card terminals can handle gift cards. In addition, there are several credit card terminals that support other forms of payment, such as phone cards and electronic bank transfers (EBT). Your decision of purchasing such a credit card terminal must be guided by the volume you witness in these alternative payment methods. If the volume is high then you should look for a credit card terminal that supports them.
Address Verification System (AVS) - This feature, as is evident, helps verify addresses. It provides additional security for transactions. This is done by comparing the address on a customer's ID with the billing address of the credit card. AVS works very well to reduce the incidence of fraud. With its increasing popularity, more and more credit card terminal manufacturers are incorporating AVS as a regular feature now.
An important point here is that the high-end terminals with lots of features that you may have an eye on, must also suit your business. Paying extra for a terminal, the features of which you'll never use, is a waste of money. Do not buy a terminal that just looks fancy but doesn't work for your business. Finally, whichever brand or model you choose, keep it clean and away from dust, crumbs, and paper lint, all of which can clog printers and gum up stripe readers. Keep a can of compressed air handy to clean your terminal and help it last longer!
For more information , visit Credit Card Processing and Merchant Account Services.
Related Tags: ga, accept credit cards, online credit card processing, credit card processing machines, credit card processing equipment alpharetta, credit card merchant account, credit card payment, credit card machines, credit card payment processing
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