Car Insurance Premiums And Discounts
- Date: 2007-07-11 - Word Count: 469
Share This!
There are so many ways in which you can save money on your car insurance, the best, not to name the fastest way to make sure you get the cheapest car insurance policy is to shop around for your insurance policy.
You can do this yourself by going online or by talking to an insurance broker to do the legwork for you.
One thing to check out is to keep your car and home insurance with the same company. There are companies who can offer savings by you taking both policies together. Sometimes you can save around 40% on your car insurance policy only by having the two policies with the same carrier.
Another thing that will give you a discount is your credit score. Insurance companies believe that drivers with good credit scores are good risks and should be rewarded by getting a discounted premium.
Of course your drining record will determine a big part of your premium. A clean record with no accidents for the past three to five years will give you a big discount.
All the safety features that are installed on your car can help bring your premium down. Only by having a passive alarm system and window etchings, you can get huge savings.
Your zip code can make all the difference between the amount you are quoted for your premium as certain areas and their postcodes are deemed as high risk/crime areas and as such you pose a greater risk just by living in an area such as this.
Jr. drivers will commonly ante up a higher cost for their car insurance, due to their inexperience on their road and statistics that say they are more likely to be involved in an accident.
Women drivers - despite the man jokes about their driving - are classed as safer drivers and there are certain sites aimed especially with these people in mind who can offer discounted premiums.
If there is more than one driver and two or more cars in the family then you can get a great deal on your insurance by picking a special deal for two or more drivers. This can save you a whole lot on your insurance, which of course benefits the whole family of drivers.
One mistake that most of the people make is to stay with their insurance company year after year and not even think of switching. People who don't shop around when it comes to having their policy renewed could be paying about 30% more than they should be for the same level of coverage.
So when it comes to buying your car insurance policy don't become complacent! By putting a little time and effort in to shopping around - or having your broker to do it for you - can help you save hundreds of dollars on your car insurance.
You can do this yourself by going online or by talking to an insurance broker to do the legwork for you.
One thing to check out is to keep your car and home insurance with the same company. There are companies who can offer savings by you taking both policies together. Sometimes you can save around 40% on your car insurance policy only by having the two policies with the same carrier.
Another thing that will give you a discount is your credit score. Insurance companies believe that drivers with good credit scores are good risks and should be rewarded by getting a discounted premium.
Of course your drining record will determine a big part of your premium. A clean record with no accidents for the past three to five years will give you a big discount.
All the safety features that are installed on your car can help bring your premium down. Only by having a passive alarm system and window etchings, you can get huge savings.
Your zip code can make all the difference between the amount you are quoted for your premium as certain areas and their postcodes are deemed as high risk/crime areas and as such you pose a greater risk just by living in an area such as this.
Jr. drivers will commonly ante up a higher cost for their car insurance, due to their inexperience on their road and statistics that say they are more likely to be involved in an accident.
Women drivers - despite the man jokes about their driving - are classed as safer drivers and there are certain sites aimed especially with these people in mind who can offer discounted premiums.
If there is more than one driver and two or more cars in the family then you can get a great deal on your insurance by picking a special deal for two or more drivers. This can save you a whole lot on your insurance, which of course benefits the whole family of drivers.
One mistake that most of the people make is to stay with their insurance company year after year and not even think of switching. People who don't shop around when it comes to having their policy renewed could be paying about 30% more than they should be for the same level of coverage.
So when it comes to buying your car insurance policy don't become complacent! By putting a little time and effort in to shopping around - or having your broker to do it for you - can help you save hundreds of dollars on your car insurance.
Related Tags: car insurance, cheap car insurance, car insurance quote, best car insurance, best car insurance rate, best car insurance quote, geico car insurance, progressive car insurance, state farm car insurance
If you would like to learn more about car insurance including news,articles and resources visit: www.autoinsuranceonweb.com Your Article Search Directory : Find in Articles
Recent articles in this category:
- Motor Trade Rundown
It is not just cars that must be insured on British roads, every type of motor vehicle is required b - Claiming Compensation For Defective Products
Compensation claims for injury and damage caused by faulty, defective products normally target eithe - Ideas To Uncover Affordable Rate Auto Coverage
These days, everyone is looking for ways to lower expenses. Certain costs like home and car insuranc - Should It Be Illegal For People To Drive Without Vehicle Insurance?
There are many drivers on the road who drive un-roadworthy vehicles. The worst part is not that they - Do You Need Static Caravan Insurance?
Static caravan insurance is an automobile insurance that deals with vehicles that are used while on - Insurance - Tool For Personal Finance Planning
Financial planning is must for every individual. When we start saving money for our goals, there is - Family Life Insurance Policy For The Families Staying In Dubai
The main motive of insurance policy is to give financial security to the person's family especially - Buying Temporary Health Insurance In Florida
You are the resident of Florida? You are between jobs and therefore are not looking for a long term - Car Insurance Is Of The Utmost Importance In Today's Lifestyle
In today's hectic lifestyle we are always rushing to get from one place to another, whether it be ru - Health Insurance Companies Are Using New Laws As An Excuse To Raise Their Rates
Government officials are cautioning insurance companies to stop utilizing scare tactics to steam up
Most viewed articles in this category:
- International Health Insurance: Insure Yourself While in Go
We all will agree that whether we are living in our home country or abroad, our health needs constan - It's Never Too Early to Buy a Long Term Care Health Insurance!
Most people delay buying a long term care health insurance because they think that it is too early t - Home Owner Insurance Quote: Stay Safe!
Your house will not be fully secured until and unless you have a home owner insurance policy. A home - The Benefits of Health Insurance Are Immense!
Almost everyone in this world has fallen ill sometime or the other. Apart from illness, many people - What Happens When You Make An Insurance Claim?
If you've never filed a loss claim before, you might feel nervous and confused about the whole proce - Pet Health Care Insurance: Show your Pets That you Care!
Having a pet in one's household is a joyful experience. It can provide you with entertainment, compa - Three Ways to Buy Long Term Care Without Paying Premiums Out of your Pocket
Stop 100 people over 65 on the street and ask them if they will ever need to go to a nursing home an - Protect That Bauble: Engagement Ring Insurance
Engagement ring insurance can protect your bauble in case a worst case scenario happens...So you've - Do I Need Diamond Ring Insurance
If you have to ask whether or not you need diamond ring insurance you probably do. There's somethin - Choosing a Benefits TPA
The use of third-party administrators (TPAs) is one of the hottest trends in insurance today. Accor