Success in Life: A Personal Journey


by Article Swap - Date: 2007-08-28 - Word Count: 564 Share This!

When I entered college I instantly realized that there were many things I needed to know that mom and dad forgot to teach me. I am certain that there are thousands of other college students out there that were in the same predicament I was in. While I'm certainly not your mother, I believe that the following information will be of great use to you.

I cannot cover everything a student needs to know before entering college in a short article like this, however, I will give an overview of a few important things including money management, obtaining financial aid, cooking, and managing your time.

Money Management:

I only have 3 money management tips, so listen carefully:

1- Create a budget. This can be difficult in the beginning but it'll really reduce financial tension in the long run. If you don't even know where to start, search the internet or ask your friends or parents.

2- Do not spend more than you make. If you're spending more money than you are making you have two options: increase your income or decrease your expenses. There are many ways to decrease expenses, but you may need to get creative.

3- Pay your bills when their due. Just do it. Don't get deeper in debt than you must.

Obtaining Financial Aid:

The most common way to obtain financial aid is through acquiring scholarships, grants, and loans. You can find scholarships at your college, online, through groups, businesses, and churches.

The most popular way to obtain a grant is through the government. To do this, you are required to complete a Free Application for Federal Student Aid (FAFSA). Fill out this application on the internet or in your financial aid office.

You have two options for student loans: Federal and private. The Stafford, Perkins, and Parent PLUS loans are a few examples of Federal loans. Private loans may be taken out through your bank or other financial institutions.

College Cooking:

You don't have to be a chef to be able to cook. There are plenty of simple recipes that anyone can put together. In fact, loads of recipe books have been written specifically for college students! Think about purchasing one of these great recipe books.

When you don't want to pull out the cook book all you have to do is look at the food you have, choose items that would taste good together, and toss them into a frying pan. Most meals are meat based with vegetables and sometimes noodles or rice.

Managing Your Time:

Time is precious, manage it wisely. Here are some of my time management tips:

1. Prioritize- List your most important tasks and do those first.

2. Schedule- Each person needs an individual schedule that matches them. Try out different schedules to determine which one works best for you..

3. Follow your Schedule- When you�re in class, BE in class. Don't dose off or daydream. If your teacher is really boring, do your homework from another class. When it is time to study, study. Don't stare out the library window for 45 minutes. When it is time to relax, relax. Do what you need to do when you need to do it.

NOTE: Use of this article requires links to be intact.

To listen to this article or read others like it please visit our College Articles page. Being a college student herself, Elise Fisher enjoys writing articles for her website About-Student-Loans.com.

Related Tags: loans, student, cooking, college, budget, time management, grants, university, fafsa, prioritize, financial institutions

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