How to Build Good Credit
There are several ways to build credit. Knowing the proper steps will help you create the kind of credit report that loan officers only dream about.
Here are some suggestions on how to build good credit:
• Start with one type of credit- such as one credit card, a car loan, a store credit card, etc.
• Use the card regularly and pay the card off monthly.
• If you are younger and trying to build credit, and the bank won't give you a credit card, start with a secured credit card. For the purpose of building credit, it's just as good as a regular credit card. However, the bank will require that you secure that card with cash. Once you've proven your credit worthiness, then you can change it over to a regular credit card.
• Make sure you pay your bill before the due date and never pay just the minimum.
• Pull your credit report regularly. You are entitled to one free credit report from all three credit reporting agencies annually. Make sure you pull your report annually to make sure everything that has been reported is accurate.
Your "good credit" is in your hands. You are in complete control of how well you build it. Make sure you take the necessary steps to ensure your good credit future.
Related Tags: credit, credit report, build credit, how to build credit, how to build good credit, getting credit
Amy Rodgers is an independent author who writes to help people and for the pure joy in writing.
To see more article by this author, go to http://www.amysarticles.com
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