Life Insurance: What, When, Where, Why And How


by Roger Kelley.. - Date: 2007-07-31 - Word Count: 532 Share This!

Why Should I Invest In Life Insurance?

Having life insurance when you die could possibly determine whether of not your spouse and children will continue to enjoy the same good life that you've provided for them while you're alive. Without life insurance your spouse may be forced to sell the house, the "extra" cars, boats and all the toys you've worked so hard all your life to acquire.

Have you chosen not to buy life insurance? If so, you can believe this will be financially overwhelming for the family that will miss you when you're gone. They could be losing a spouse and a parent along with the only lifestyle they ever known.

Think about this question: Why Should I Buy Life Insurance? Now look around you for a few minutes. Is what you own worth keeping? If you died today would your family want to throw it all away? The answer is probably not and the truth is the only way they can maintain possession of your property is if you have invested in a life insurance policy that will continue to pay the bills long after you've passed on.

In the Bible, i.e., the Book of Wisdom, we see the Lord has a way of doing things. In Isaiah 38:1 He advised Hezekiah ... "The LORD tells you that you are to put everything in order because you will not recover. Get ready to die."

The simple truth in life is that we're all going to die. Knowing that to be a fact, why not take thirty days of your life now to "put everything in order." One of the best ways to do that is research and buy a life insurance policy to cover your needs.

Discuss life insurance with those people you trust. I'm betting that you won't find anyone who will recommend against buying life insurance. If you refuse to buy life insurance to benefit yourself then do it for your beneficiaries. You will never know the long-term affect it will have on their lives.

Where Can I Buy Life Insurance?

When it comes to purchasing life insurance your options are endless. You can search the phone book to find an insurance agent that sells life insurance. Don't hesitate to depend on a trustworthy friend for advice. Someone that's already investing in life insurance and can point you in the right direction.

Logon to one of the big three search engines, www.google.com, www.yahoo.com or www.msn.com and perform a search for the keyphrase "life insurance". The best place to find an enormous amount of information about life insurance is on the internet. However, the first step you should take is to do research.

You'll be overwhelmed with the amount of information that you'll be presented with. At this point it comes down to what information you can trust. Don't panic and don't rush into anything. Making a hasty decision could cost you a lot of money now and in the long-term.

Simply take your time, do the research and give it a few weeks. When it's all said and done you'll find that having a life insurance policy to provide for your loved ones you're gone will give you a peace of mind that no amount of money can buy.

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