Business Credit Cards - Rewards, Perks, And Incentives From Cash Back To Zero Percent Apr


by Jacob Mathews - Date: 2008-04-24 - Word Count: 430 Share This!

The credit card is one of the most important tools of our personal financial lives. The same can now be said of our business finances, as credit cards companies are offering more and more features to assist the businessperson. Nearly all banks offer some type of business credit card with a range of options and advantages. Most business credit cards offer 0% introductory APR with intro periods that last for 15 months or more, with zero yearly fees. Examples of some of the other perks and features offered by business credit cards are provided below.

One of the major business credit cards offers you everything you need to keep track of your employee credit use and business expenditures. As common with most business credit cards, it offers a high spending limit and low interest rates in comparison to a personal credit card. One of the most attractive features of this card is that it offers earn cash back on all purchases. For example, for office expenses, the owner can earn up to 5% cash back, and if the business credit card is used to fill up gas in a vehicle during business travel, the owner gets 2% cash back. Expense statements and a summary of cash back amounts are available through a free online account manager program.

Another of the major business credit cards offers a unique rewards point program. The first purchase one makes using this card earns the owner 5,000 bonus reward points. When a card user spends $20,000 the card, he is rewarded with another bonus of 5,000 rewards points, and when the spending reaches $50,000, the user gets an incentive of 20,000 points. These points are redeemable for numerous business related items like office tools, entertainment events, and travel. Best of all, the rewards points do not expire.

One of the major credit card companies offers a business credit card as part of their small business program. This card is a nice option for those who want to take advantage of a zero interest APR, and it provides a variety of free resources to assist the small business owner. The card offers zero fraud liability coverage, and a signup incentive offers free travel miles for the first purchase.

Shop around and you'll find perks such as personalized cards with your company name at the top, online expense organizers, no pre-set spending limits, free additional cards for employees with customizable spending limits, travel insurance, and savings on business purchases such as shipping and car rentals. If you're a business owner, you're bound to find a card that meets your needs.

Related Tags: debt, finance, credit card, small business, credit cards, business, apr, debit card, business credit card, zero interest, low apr, 0 interest, no apr

To learn more about business credit cards and zero interest credit card options, visit Credit Cards for Business.

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