Insurance Articles - Giving Insurance Is Better Than Any Other Gift


by JEN BARNUM - Date: 2009-10-19 - Word Count: 448 Share This!

People need health insurance coverage. Even if it is just for the purpose of protecting them from later financial issues, it is a smart idea. But everyone doesn't always think about taking care of that when they should. You have to do it before something happens, not after you have a big bill to look forward to. Sometimes it is something that you can do for someone you love until they can do it for themselves. It could be a really thoughtful gift to give to someone for a short time, if you are in the position.

For a graduating senior at college or your newlywed grown child providing short term insurance could be a real lifesaver for them financially as well as for their health. If your adult child is just getting started you could easily start them with coverage that will protect them until they get a little bit settled and are ready to take care of their own. Many times you will only need to do this for a few months until they get coverage from the new job.

They could be totally overcome with all the new adjustments and responsibilities that they now have. Especially if there was a move involved. Even moving across town into a new apartment with the new spouse can be very consuming. Then there is the new job that is what they have been waiting for. If they just started on their new career then it will take a while to get covered. This is the reason for giving this temporary coverage.

They will hopefully have benefits with their new employment. Some places have dropped their benefit package altogether and many people are out looking for their own insurance. If there is coverage with the company they won't be able to get it for usually approximately 3 months. After 3 months regardless they will be ready to take charge of their own responsibilities anyway and they can take over the health coverage.

You have gotten your kids this far in life, pushing them along just a little longer would be a lovely thing to do. Giving the gift of insurance isn't a sparkly new thing to show off but it is much more useful than some crystal or a nice set of china. It could be the reason they are able to buy that house all by themselves on down the road or get the car loans they will need later because you have protected their credit by providing this.

You can give your kids wonderful cheap health insurance to keep them strong. Starting them with medical insurance is the greatest thing that you could do for them.


Related Tags: health insurance, life insurance, insurance plans

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