Car Insurance Savings -- Commonsense Can Save You A Lot
- Date: 2007-05-19 - Word Count: 293
Share This!
Who says commonsense won't save you so much in car insurance? You might be surprised at how much you can save by just using your good sense of judgment. Let's make things clearer with a couple of examples...
1) If you think about your car insurance premium before buying a car you'll save a lot of money. It's no secret that certain cars are very expensive to insure. But at the same time, you can get a comparable car that will cost you far less if you ask the right person.
2) Thinking through what you get as insurance coverage will also lower your insurance rates a great deal. Depending on how much you bought your car, certain policies or coverages will certainly be worthless. For example, if you bought your car for $15,000, is having a $25,000 collision policy going to be worthwhile? Moreover, since you know that the value will depreciate over time (And this is without subtracting the deductible you'd pay if you make a claim) does it make sense spending so much in premium that won't benefit you in any event?.
These two examples do not suggest that you should not get expensive cars or have extensive coverage. They only underline how much you can save yourself by simply making use of your good sense of judgment.
What makes sense in one situation will be totally unwise in another. That is why you are the only one who is most equipped to make decisions as to what you think you need and what you don't.
Back to making huge savings, I'll round off with something else: Even if you choose options that will mean you spend more, you can still make savings if you understand the fundamentals of realizing huge savings in car insurance.
1) If you think about your car insurance premium before buying a car you'll save a lot of money. It's no secret that certain cars are very expensive to insure. But at the same time, you can get a comparable car that will cost you far less if you ask the right person.
2) Thinking through what you get as insurance coverage will also lower your insurance rates a great deal. Depending on how much you bought your car, certain policies or coverages will certainly be worthless. For example, if you bought your car for $15,000, is having a $25,000 collision policy going to be worthwhile? Moreover, since you know that the value will depreciate over time (And this is without subtracting the deductible you'd pay if you make a claim) does it make sense spending so much in premium that won't benefit you in any event?.
These two examples do not suggest that you should not get expensive cars or have extensive coverage. They only underline how much you can save yourself by simply making use of your good sense of judgment.
What makes sense in one situation will be totally unwise in another. That is why you are the only one who is most equipped to make decisions as to what you think you need and what you don't.
Back to making huge savings, I'll round off with something else: Even if you choose options that will mean you spend more, you can still make savings if you understand the fundamentals of realizing huge savings in car insurance.
Related Tags: car insurance, car insurance policy, car insurance rates, insurance premiums
Would you like to learn to realize considerable savings in car insurance? Visit this page: Best Car Insurance Quotes.Chimezirim Odimba writes for Car Insurance Your Article Search Directory : Find in Articles
Recent articles in this category:
- Motor Trade Rundown
It is not just cars that must be insured on British roads, every type of motor vehicle is required b - Claiming Compensation For Defective Products
Compensation claims for injury and damage caused by faulty, defective products normally target eithe - Ideas To Uncover Affordable Rate Auto Coverage
These days, everyone is looking for ways to lower expenses. Certain costs like home and car insuranc - Should It Be Illegal For People To Drive Without Vehicle Insurance?
There are many drivers on the road who drive un-roadworthy vehicles. The worst part is not that they - Do You Need Static Caravan Insurance?
Static caravan insurance is an automobile insurance that deals with vehicles that are used while on - Insurance - Tool For Personal Finance Planning
Financial planning is must for every individual. When we start saving money for our goals, there is - Family Life Insurance Policy For The Families Staying In Dubai
The main motive of insurance policy is to give financial security to the person's family especially - Buying Temporary Health Insurance In Florida
You are the resident of Florida? You are between jobs and therefore are not looking for a long term - Car Insurance Is Of The Utmost Importance In Today's Lifestyle
In today's hectic lifestyle we are always rushing to get from one place to another, whether it be ru - Health Insurance Companies Are Using New Laws As An Excuse To Raise Their Rates
Government officials are cautioning insurance companies to stop utilizing scare tactics to steam up
Most viewed articles in this category:
- International Health Insurance: Insure Yourself While in Go
We all will agree that whether we are living in our home country or abroad, our health needs constan - It's Never Too Early to Buy a Long Term Care Health Insurance!
Most people delay buying a long term care health insurance because they think that it is too early t - Home Owner Insurance Quote: Stay Safe!
Your house will not be fully secured until and unless you have a home owner insurance policy. A home - The Benefits of Health Insurance Are Immense!
Almost everyone in this world has fallen ill sometime or the other. Apart from illness, many people - What Happens When You Make An Insurance Claim?
If you've never filed a loss claim before, you might feel nervous and confused about the whole proce - Pet Health Care Insurance: Show your Pets That you Care!
Having a pet in one's household is a joyful experience. It can provide you with entertainment, compa - Three Ways to Buy Long Term Care Without Paying Premiums Out of your Pocket
Stop 100 people over 65 on the street and ask them if they will ever need to go to a nursing home an - Protect That Bauble: Engagement Ring Insurance
Engagement ring insurance can protect your bauble in case a worst case scenario happens...So you've - Do I Need Diamond Ring Insurance
If you have to ask whether or not you need diamond ring insurance you probably do. There's somethin - Choosing a Benefits TPA
The use of third-party administrators (TPAs) is one of the hottest trends in insurance today. Accor