Home Contents Insurance - reducing your risk of claims
- Date: 2007-07-05 - Word Count: 273
Share This!
There are a good number of ways that you can reduce your risk of claims for Home Contents Insurance, and as a result, reduce the cost of buying your next policy.
The first one is to buy a burglar alarm. Nowadays you can get wireless systems that tie in with movement detectors across your house. The system can be set up in just a few minutes and immediately will reduce your costs of home insurance. As a bonus, it will also reduce the likelihood of you being burgled because the statistical truth is that houses are far less likely to be burgled when a prominent burglar alarm is on the outside. No burglar wants to be rushed into escaping because a loud wailing sound interrupts their pernicious line of theft.
You should also ensure that windows and doors have sufficient locks and bolts to keep all but the most determined thieves out of your house. Insurance companies will ask whether your front and back door have deadlocks as well as regular door key locks and this will certainly reduce your premiums if you do have these.
It is advisable not to store ladders and steps in outside sheds or buildings because it only takes a boy (or girl) with a bucket to pretend to be a window-cleaner and have a good old snoop around the entire house before deciding whether or not to steal your stuff. Don't make it easy for them - in fact you can plant prickly bushes and hedges around the downstairs windows to make life a basic misery if they want to try to peek in or climb in through a downstairs window.
The first one is to buy a burglar alarm. Nowadays you can get wireless systems that tie in with movement detectors across your house. The system can be set up in just a few minutes and immediately will reduce your costs of home insurance. As a bonus, it will also reduce the likelihood of you being burgled because the statistical truth is that houses are far less likely to be burgled when a prominent burglar alarm is on the outside. No burglar wants to be rushed into escaping because a loud wailing sound interrupts their pernicious line of theft.
You should also ensure that windows and doors have sufficient locks and bolts to keep all but the most determined thieves out of your house. Insurance companies will ask whether your front and back door have deadlocks as well as regular door key locks and this will certainly reduce your premiums if you do have these.
It is advisable not to store ladders and steps in outside sheds or buildings because it only takes a boy (or girl) with a bucket to pretend to be a window-cleaner and have a good old snoop around the entire house before deciding whether or not to steal your stuff. Don't make it easy for them - in fact you can plant prickly bushes and hedges around the downstairs windows to make life a basic misery if they want to try to peek in or climb in through a downstairs window.
Related Tags: home contents insurance, insurance uk
Your Article Search Directory : Find in Articles
Recent articles in this category:
- The Secrets to Getting Low Down Payment Car Insurance
Upon purchase of a new car, there is almost always a requirement to buy an auto insurance policy as - The Wisdom Behind Auto Insurance Comparison Quotes
No one in his right mind would not go for a good deal. In fact, everyone is out on their feet and ru - The Benefits of Auto Insurance Comparisons Florida
Insurance can be expensive. This is something everyone knows about especially in the sunny state of - Auto Insurance Florida: The No-Fault Policy
There are different kinds of car insurance offered by a wide range of providers today. Different sta - Finding the Cheapest Auto Insurance Companies
Everyone is asking and searching for the cheapest auto insurance companies available today. Consider - How do You Compare Private Health Insurance Cover in Australia?
Deciding what is the best and most affordable private health insurance cover can be easy if you take - How Payment Protection Insurance Was Mis-Sold
For over six years the issue of Payment Protection Insurance (PPI) and how it was mis-sold to custom - Finding Quotes For Auto Insurance Online
One of the many concerns when you are shopping for auto insurance is being able to get access to quo - How You Can Find the Best Auto Insurance Online
When it comes to renewing your car insurance you are going to quickly discover that there are a numb - Guidelines For Searching For Auto Insurance Online
The internet can be a great source of discounts and values related to auto insurance. However, many
Most viewed articles in this category:
- Trading Forex With Pivot Points
Forex Pivot Point Trading are used today by Forex Traders and are calculated on the previous days mo - Where To Search For Free Grants
Where do you look for free grants? The search must be thorough or it could be an exercise in futilit - The Connection Between High Blood Pressure and Salt
We are a society of Salt Addicts. It cannot be denied. When you look at the things we do and the pla - Tips For Avoiding HYIP Scams
Before knowing about HYIP Scams, refer to the functioning of HYIP or "High Yield Investment Programs - Getting Credit After Bankruptcy
Consumers do not have to live sans credit following a bankruptcy. By following certain steps consume - Tips For Choosing A Credit Card
Are you looking for that perfect credit card? If so, you may be confused about what exactly to look - Cheap Car Insurance For Teens Online
Many elements determine a car insurance policy. Car insurance companies look at the person's age, hi - What Exactly Is Free Grant Money?
You can apply for free grant money from various government agencies. But where exactly does this mon - Small Business Owners Marketing and Customer Service
Marketing can be time-consuming, but it doesn't have to be hugely expensive now, thanks to the Inter - Apply Online For A Credit Card - How To Choose A Card?
The best type of credit card for you will be dependant on how you intend to use the credit card. Are
