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    • 1.

      Mortgage Refinancing: Use Free Online Calculators To Decide If The Time Is Right

      by Trevor McKay - 2006-12-04
      Refinancing your home is a major decision that often causes some degree of anxiety for many people. But it doesn't have to be that way. By using some simple tools like free online mortgage calculators...
    • 2.

      Why Lenders Are Not Your Friends - Part 2

      by Ed Bagley - 2006-12-13
      I told my son that normal closing costs for a re-fi of $148,638 at 6.5% for 30 years is $2,500. Total closing costs for his $134,999 proposed loan were $5,412, only $2,912 more. So I asked him "C...
    • 3.

      Mortgage Brokers and Mortgage Lenders: Who Should You Use?

      by Michael Stazko - 2006-12-16
      It is recommended that you work with a mortgage broker or a mortgage lender before you shop for a house. You don't want to end up falling in love with a home and then finding out you can't afford it. ...
    • 4.

      Common Mortgage Terminology Explained

      by Aaron Crawford - 2006-12-17
      Acceleration - This refers to a lender's right to request immediate payment of the balance of the loan when the borrower defaults or by using a stipulation from a Due on Sale ClauseARM / Adjustable Ra...
    • 5.

      Mortgage Secrets For The Credit Challenged

      by Rosemary Murray - 2007-02-14
      As a mortgage broker for over 30 years, I can tell you that home financing has become a fine art over the years.Whereas mortgage loans were once given only to those with perfect credit, a great employ...
    • 6.

      Homebuying 101 - The Lending Process

      by Bill Patterson - 2007-02-16
      As a Realtor, I frequently get calls from people that want to own a home, but have no idea of how to go about buying one. They may say, "I think I want to buy a house but I don't know what to do." O...
    • 7.

      Mortgage Brokers - Should You Use One?

      by Carl DiNello - 2007-03-14
      Mortgage brokers have become more popular for consumers to work with than ever before. Rather than do the research, and investigating of available mortgage loan options themselves, many are choosing ...
    • 8.

      Are Mortgage Brokers Due for Seven Lean Years?

      by Dr. Gary S. Goodman - 2007-03-18
      The other day I was contacted by an ailing mortgage broker who lamented that times are tough in his industry.He feels the pain because he has plummeted from being the top performer on the sales team t...
    • 9.

      Refinancing With Bad Credit

      by Joshua Suffie - 2007-03-18
      Over half of Americans today are buried in some type of debt. Many are desperate and searching for help in regaining control of their finances. All the while, people are looking for ways to get their ...
    • 10.

      Should You Refinance Your Mortgage Online

      by Chris Suffern - 2007-03-28
      The Internet has opened up doors to make it possible to sell just about anything online, including refinancing. The good thing about this is that online there is more competition which usually transla...