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    • 1.

      How to Avoid Credit Card Fees

      by Peter Kenny - 2006-11-28
      Credit cards are an almost essential part of many people's lives, because they allow you to increase your cash flow and have more financial freedom. However, if you use credit cards too much or in the...
    • 2.

      Why Banks Use Checksystems And What Your Options Are If You've Been reported

      by Sam P. Killsting - 2006-12-05
      When you apply for a new bank account, chances are the bank will do their own version of a credit check. They use a system called ChexSystem, developed by Chex Systems, Inc. The ChexSystems report bas...
    • 3.

      Advantages And Disadvantages Of A Prepaid Card

      by Peter Kenny - 2006-12-06
      Prepaid cards are one of the newest and most interesting financial products on the market, and they are something that everyone should be made aware of. However, many people do not know what prepaid c...
    • 4.

      Why The Big Switch To Prepaid Debit Cards

      by Sam P. Killsting - 2006-12-06
      A Pre-paid debit card is a reloadable, stored value card similar to a gift or payroll card. PrePaid Debit cards look like credit cards but act like debit cards, and can substitute for cash for everyda...
    • 5.

      How Your Company Can Reach Your Goal of 100% Direct Deposit

      by Sam P. Killsting - 2006-12-08
      For companies and businesses with employees, direct deposit is an easy way to save your company time and money, while making your employees happy. Direct deposit is an electronic payment made directly...
    • 6.

      Student Credit Cards - Merits and Demerits

      by Jin Kim - 2006-12-12
      Credit cards for students have both advantages and disadvantages. Parents and students should be aware of the pros and cons of student credit cards. Some of the merits and demerits of using a student ...
    • 7.

      How Much Money can You Pocket When You Stop Using Check Cashing Stores

      by Sam P. Killsting - 2007-01-03
      Have you ever wondered what the real differences are between cashing your paycheck at a bank compared to a check cashing store? If so, you're not alone. Many people who for a variety of reasons, aren'...
    • 8.

      Summary of Credit Card Terms - Part 5 (p-p)

      by Devin Gilliland - 2007-01-06
      Per Transaction Fee - Fee in which the merchant pays to the merchant bank in order to process a transaction. When charged as a per transaction fee this will generally be a fixed fee, regardless of the...
    • 9.

      Summary of Credit Card Terms - Part 4 (m-p)

      by Devin Gilliland - 2007-01-06
      Magnetic Stripe - A magnetic stripe contained on a credit card processes transactions where the card is present. This provides identifiable information that will allow the merchant to debit their cust...
    • 10.

      Using a Credit Card to Shop Online

      by Peter Kenny - 2007-01-15
      If you have the Internet, you have probably seen the myriad shopping sites where you can buy all manner of goods and services. However, you might be cautious about buying online because you are unsure...