home finance
home finance
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21.
by Jim Kemish - 2007-04-27
The Good Old DaysAh, remember the good old days when the Federal Funds rate was 1% and the Prime Rate was 4%? This was the case in 2004. It's amazing what a couple of years can do. The change began in...
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22.
by Jim Kemish - 2007-04-30
The Importance of Your CreditYour credit score will determine the interest rate that you are charged on everything from your credit cards to your mortgage. No other single bit of data has such a drama...
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23.
by Jim Kemish - 2007-05-07
Tempting Low PaymentsUntil recently borrowers using option ARMs would face the immediate reality of negative amortization. Starting with their first monthly bill they would be given the option of maki...
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24.
by Jim Kemish - 2007-05-07
A Little ComplaintI have nothing against the credit bureaus per se, but I'm a bit annoyed at their vociferous efforts to convince consumers to attempt credit repair on their own rather than hiring a c...
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25.
by stustephens - 2007-05-07
Real estate investment is about finding good dealsReal estate investments are often treated as one the best ways of investing money. However, what you are looking for is not just any real estate inves...
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26.
by Jim Kemish - 2007-05-14
More Than Meets the EyeUnless you are independently wealthy and pay for everything with cash the content of your credit report has a profound effect on every single moment of your life. Think about it...
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27.
by Stephen Morgan - 2007-05-15
It might not be rocket science but it is safe to assume that actually selling your home is not necessarily that easy an undertaking. The logic behind this assumption is fairly simple in that if it is ...
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28.
by Jim Kemish - 2007-05-16
How Quickly We ForgetYou might be surprised to hear that the Prime Rate was at twenty percent in mid 1981. This seems amazing by today's yardstick. Oddly enough, this was not an aberration for those t...
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29.
by Stephen Morgan - 2007-06-05
For a first time home buyer, the process can get quite overwhelming, giving you the feeling that the financial decisions are rapidly spinning out of control. When it comes to real estate, most people...
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30.
by Jim Kemish - 2007-06-07
Overcoming AvoidanceThere is nothing funny about credit repair fear. Well, maybe it would be humorous if the side effect were not so potentially devastating. Do you know anyone who can't seem to get t...