2006 will be known in the annals of real estate as the year of the slump. Home values fell in many markets around the country -- in some cases, significantly. This negative appreciation will, witho...
The advent of the Internet and the development of various brokerage firms modified the general conception about obtaining funds through a loan. People have now the opportunity to benefit from the serv...
The reality of buying a home is this: you will likely need a mortgage. There are those people out there who have the ability to pay cash for a home but that is by far, the minority. Homes are more exp...
This last spring new-home sales jumped 16 percent -- the biggest percentage increase since 1993 -- but despite the positive news, sales and construction activity may not have hit bottom yet because th...
There is no question that guidelines for credit approvals have tightened compared to this time last year. The same person, who applied for a mortgage one year ago, may not be approved today. Unf...
This is a subject about which I have often been tempted to put pen to paper, but have shied away from it for various reasons. However, an article in a prominent Arizona newspaper recently has fo...
Not many people have heard about repayment holidays on personal loans. This feature, which is not present on all loan products, provides the borrower with the possibility to interrupt the loan repaym...
Imagine it is 1934.America is swallowed up in The Great Depression. Only 40% of America is a homeowner.The normal mortgage is limited to 50% of the home's value. If you want to buy a home, that means ...
Some of the best advice I can give for getting a home loan is to start early. I've included some information in this article to help you get started. Even if your time frame for buying a home is ...
Some of the best advice I can give for getting a home loan is to start early. I've included some information in this article to help you get started. Even if your time frame for buying a home is a yea...