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    • 21.

      How Do People Get into Debt?


      by Debbie Dragon - 2007-04-27
      There are two main ways that people find themselves crushed by the weight of their debts. Some people find that debt hit them like a ton of bricks when they lost their job, or experienced a medical i...
    • 22.

      Secured Vs Unsecured Debt


      by Debbie Dragon - 2007-04-30
      There are two primary types of debt: secured and unsecured. The easiest way to understand whether or not you have secured or unsecured debt is to determine whether or not a creditor can take away an o...
    • 23.

      Paying Of Your Debt With The Pyramid


      by Debbie Dragon - 2007-05-04
      You probably didn't get into debt overnight, and short of winning the lottery or receiving a large inheritance, chances are you aren't going to get out of debt overnight, either! With discipline and c...
    • 24.

      Creditor Negotiations


      by Debbie Dragon - 2007-05-04
      Most people have found themselves with debt that has gotten out of control at some point in their lives. Before enlisting the services of agencies that specialize in helping consumers get their finan...
    • 25.

      Should You Use Credit Counseling Services?


      by Debbie Dragon - 2007-05-04
      There are numerous credit counseling service providers available to consumers, and thanks to the increasing number of people who are struggling to get out from underneath a mountain of debt, there are...
    • 26.

      Credit Counseling And Debt Management Programs


      by Debbie Dragon - 2007-05-04
      Not all credit counseling services require that consumers participate in a debt management program, and not all consumers who need credit counseling also require a debt management program.A debt manag...
    • 27.

      Why Financial Planning is Essential for Women?


      by Cornie Herring - 2007-05-05
      Financial planning is different for women than to men as women have different needs in their life. Every decision you make has a financial planning component to it, for example go for a trip, buy a di...
    • 28.

      How Debt Consolidation Loans Save Money


      by Debbie Dragon - 2007-05-05
      A debt consolidation loan makes it possible for an individual to pay off their other debts and make a single payment each month rather than multiple payments to each individual creditor. Basically, y...
    • 29.

      A Walk Through of Financial Planning Process


      by Cornie Herring - 2007-05-06
      As an adult, almost every decision you make, mostly has to do with money: your diet plan, your education & career goals, a family vacation & etc, all involve financial planning component to it. Hence ...
    • 30.

      Bankruptcy Fundamentals


      by Debbie Dragon - 2007-05-07
      Bankruptcies can be called "reorganizations" or 'liquidations", depending on which type of bankruptcy you decide to do. Both a "Chapter 7" and a "Chapter 13" bankruptcy are federal court processes th...