Living frugally isn't difficult, you simply have to take a few steps. They aren't large steps, in fact, they are baby steps. The difficult part is staying on the path.Step One: Know your destination.Y...
Is it winter again already? I don't know about you but I'm certainly noticing the colder weather! Due to rising energy costs this winter is sure to cost us more than ever in home heating expenses. Whi...
Being frugal and happy isn't something society usually puts together. Frugality seems to bring up images of great sacrifice. We think of the miser who lived in poverty only for others to find millions...
Weather is the one thing you can't control. But you can control how you are prepared for emergencies and bad weather situations. And you can do it frugally.From flooding and hurricanes to mudslides an...
1. Know your current financial standing.Before you can make any plans to save for any activity, be it for your children's education, retirement or buy that dream home, you need to know where you stand...
Sometimes we all have to splurge a bit. Those that truly manage their finances prepare for this moment. For example, I put a bit of money back each month in a "no guilt" fund. This money has no purpos...
Mention 'frugal living' to someone and they may well automatically think of misery and deprivation. How wrong they are! Frugal living is a choice many people make for a number of unique reasons but ul...
Want to save up to $1000 a year on groceries without giving up your favorite foods? Following the three guidelines below will allow you to accomplish this.Coupons, Coupons, Coupons!Find a grocery stor...
There are so many ways to save money, and the least effective one is finding things on sale. We have to learn how to find and use what we already have. It's a talent lost in our present culture of wan...
Here's more than 2 cents worth of advice for using coupons, store cards and BOGOS (buy one get ones). With these hints, you should be able to save money on most grocery trips without being obsessive a...