Throw out the idea of applying for a home loan. One of the first things that will pop into people's minds is their credit score. After all, you need a great credit score to get financing, right? Umm, ...
Credit scoring is system that most creditors and business use to determine if to issue credit cards or loans to an individual. When you apply for credit, creditors reserve the right to administer a fu...
Understanding how your credit score is determined will make you enable you to practice good credit, thus keeping your score good. Please note that your credit score is computed by analyzing the 'whole...
Who looks at my credit report file? It used to be that creditors were the only group accessing your credit report. However, today is very different. There has been a tremendous increase in the amount ...
A home equity loan is a great way to use your house as collateral to obtain some cash which can be used for other purposes. For example you can use the extra cash to settle other urgent loans, debt co...
When asked, "Can FICO go up after fixing report?" I say absolutely!And here's more good news. If you only raise your credit score by as little as 10 points, you could end up saving thousands of dollar...
Understanding how to raise your credit score quick is a good idea, since an increased FICO score means higher credit levels and lower interest rates.So you should definitely learn how to improve your ...
If you didn't know this already, having a good credit score is more important than having a lot of cash. Putting aside the insanely rich, most people just don't have that much cash laying around. So...
Calls for bids on mortgage portfolios containing lower credit score and higher risk loans based on Stated Income, No Income, No Ratio, No Doc are going unanswered. As originators of these "flavor ...
We as consumers have the responsibility to make sure our credit report is accurate as the our reports are used in many of our personal financial dealings. Taking a look at your credit report on on ...