Many people find that they lose money every month due to reckless spending on their credit cards, purchasing items which they do not have the money for at the time and will not have the money for in t...
When you see advertising for instant credit card approvals online does that really imply that it's immediate? Will you really get a shiny new credit card with a nice spending limit instantly? Unfortun...
I'm sure like me you are mighty glad you weren't born in the days when to get the bacon for breakfast you had to collect a pound of apples from the orchard, or some other produce you created to feed t...
A few weeks ago I noticed a problem with my financial situation: My money was leaving home and not coming back with anything to show for it. I found this out by reading my debit card statement. It se...
The place of business that accepts the credit card is called the "Merchant." In order to be able to accept credit cards, the Merchant must open a "Merchant Account" with a "Merchant Bank" which is als...
If you are not earning some type of reward for using your credit card, you are missing out. One of the most popular and most useful reward offer is cash back. It is common to earn between 1 - 5% in ...
The question is which credit cards are right for you. Not all credit cards are the same. Some have a fixed rate, which simply means the APR doesn't change, or at least not that often. Most credit c...
In the past, if you had a bad credit history then you were unlikely to be able to get a credit card. However, prepaid credit cards are becoming increasingly available, and it doesn't matter if you hav...
Just about everyone over the age of 18 has at least one credit card- if not four or more! Credit cards are very convenient, but can quickly turn into your arch nemesis. Consider opening your credit ...
There's no shortage of resources available telling you why college students should not have credit cards. Indeed there are some very valid concerns about college students and credit cards which are ad...