There are only a few main reasons why people choose not to buy long term care insurance after making an initial investigation into it. They are:· Procrastination - Since planning for the possible need...
The short answer to this question is, the month before you need to make a claim!But since none of us have a crystal ball to tell us when we will be having a stroke or heart attack, or be diagnosed wit...
With all of the statistics that are commonly used regarding the need for long term care, it would seem at first glance that almost everyone should have long term care insurance to be adequately protec...
If you ask the average person on the street what long term care is, you would most likely get a lot of conflicting answers and many of them wouldn't even be close to being correct. In my conversations...
The first thing that must be said about Medicaid is that many people often confuse it for another popular government sponsored program, Medicare. However, they are very different in what they are desi...
Medicare is a wonderful health care assistance plan provided by the federal government to help make sure that seniors get quality health care that they need and deserve as they age. It covers a wide a...
Stop 100 people over 65 on the street and ask them if they will ever need to go to a nursing home and 99 will say, "No!" Folks tend to equate long term care insurance with nursing homes, but there are...
From my experience in working with seniors, here are the five most offered reasons why people have not purchased long term care. In most cases, the reasons are not valid. It's not that they don't m...
In all of the debate about long term care costs, a central underlying cause of the general apathy that many folks exhibit toward preparing for their own long term care needs does not get as much atten...
Are You Ready to Parent Your Parents?Author Shares Experience of Caring for Elderly ParentsQuick: can you answer the following: Do your parents have a will? Who will care for them if they become il...