Annuities have received a lot of bad press recently, and much of it for good reason. Life insurance agents and securities brokers often foist annuities upon their clients without properly explaining t...
How To Eliminate Market Risk & Make Sure You Don't Outlive Your Retirement Funds.Plus: 7 Reasons Why You Should Consider Safe-Alternatives To Stocks, Bonds, Variable Annuities, And Mutual Funds Now.I...
I know what you are thinking… I must be kidding - right?Think about our target market. Who are they and how do they access their information? It is a statistic that only 7% of people over age 65 are...
It was only a few years ago that interest rates plunged to historic lows. Conservative investors who needed guaranteed income and preservation of principal were in a bind. In many cases, returns at ...
Those with fixed incomes or living on their retirement savings are often looking for a safe, low risk place to invest their money. They will often turn to annuities, which are sold through insurance c...
Definition of Risk: Risk is the potential harm that may arise from some present process or from some future event Risk too big or too important Should be transferred to a risk bearer A risk bearer i...
I am always amazed about the questions I get from agents regarding the types of annuities available. Annuities come in many shapes and sizes each designed for a specific use. One annuity may have be...
We all want to make the big annuity sale. We all want to climb to the top of our industry and get that special trip the insurance company is offering. We all want the respect and the income we envis...
Let's take another look at how you can use Medicaid annuities. Say you're single and in the nursing home, and you have about $100,000 of "excess" assets. What can you do to qualify for Medicaid covera...
In order to qualify for Medicaid, a single individual cannot have more than $2,000 in countable assets, and a couple cannot have more than $101,540. Any excess must be either spent down till it's gone...