Comparing Auto Insurance Companies and Their Bag O' Goods


by Raymond Prince - Date: 2006-12-23 - Word Count: 293 Share This!

Used car lots are chockfull of treasure seeking buyers looking for that $600 steal. Why can't that concept apply to the insurance that protects that $600 steal? Comparing auto insurance companies online is a trick of the trade. It enables you to compare and contrast rates, hunt for discounts, and take advantage of a spotless driving record. Your AIG or Progressive Declarations page may outline not-so-generous terms, so why not shop online?

Auto insurance companies are manning the online front, offering rate quotes online. The popular ones, Geico, insurance.com, and esurance.com require users to fill out extensive forms detailing everything from level of education information to traffic violation bits. These online services are always free. In addition to lower rates, auto insurance carriers must hype its service. Insurers like Geico supplement their basic policies with additional perks like emergency road services ($12 per year/per car) and others have agencies with customer service representatives working around the clock. This is an advantage over those insurance carriers with tardy emails and phone calls. Allstate is another gem, offering accident forgiveness programs (protects policyholders from increased rates as a result of an accident) and deductible rewards for trouble-free drivers (discounts for staying safe.) After deciding the right amount of coverage, investigate the additional perks that auto insurance companies provide.

Comparing auto insurance companies is best come renewal time or when you've moved to another location. Remember, moving from Point A to Point B can affect your insurance premiums. In addition, retirement, marriage, and a recently licensed teenager may all contribute to changes in your policy. With every new factor comes a new assessment of risk, and since insurers have different calculating methods of assessing risk, the provider you have now might not be as competitive as the rest.


Related Tags: auto insurance, car insurance, geico, progressive, state farm

Ray Prince is the author and founder of Insurapedia.com, a site that provides regularly updated, comprehensive coverage on all types of insurance. Browse its pages and have free access to a collection of information designed to inform the Insurance novices. Its entertaining articles cover everything from "How to Take Accident Scene Photos for Insurance Claims" to "Insuring that Husband with a Sketchy Driving Record" A News Feed is also handy for the latest insurance updates.

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