You want to know who's the best at helping people like you get out of debt? Like any service, the best really depends on what is right for you. There are so many debt relief companies out there that can help you but you must do your research to determine which you feel most comfortable with.

There Are No Consumer Reports Rankings

Unfortunately the debt relief industry is so over-powered by the money minting companies in the credit card industry, that the mainstream media does not want to give debt settlement and debt management companies the respect they deserve. After all, they assist hundreds of thousands of consumers every year with debt problems that are only getting more prevalent in our country with each passing day. As a result, the debt relief industry is possibly one of the largest unrecognized and below the radar industries in existence.

Which Solution is Best for You?

Well, in order to answer that question first determine the type of debt that's best for you. Your answer will depend on many questions such as:


1. Do you own a home with equity in it?

2. How much debt do you have relative to your income?

3. Are you making your monthly minimum payments?

4. What type of debt is it - credit card, medical bills, tax debt, student loan debt, etc.?

5. How good is your credit score?

6. How much can you save per month if you are disciplined about your finances?



These are just a few of many additional questions you must ask yourself and discuss with people who can help guide you in the right direction. Once you have an idea of the type of debt solutions you may want to pursue having weighed the pros and cons of each, finding the best debt solution provider is much easier.

Who Should You Use?

Due to the fact that debt relief companies are not widely known amongst the general population, your decision as to who to use must be based on your own research. Fortunately, almost all debt relief companies will provide you with a free consultation to discuss their program with you. I suggest to speak to several to find one you are comfortable with and who is 100% upfront about:


1. Their fees

2. The pros and cons of their solution (if they say there are no cons, move on)

3. Their company's experience and size

4. Client references

5. Trade organization memberships



It is a serious decision that cannot be taken lightly. The company you choose can help determine not only how fast you will get out of debt but also how smooth the process will be for you. A good company will provide you with clear answers when you need them and reduce much of the stress that goes along with living with debt.

My Opinion May Be Different Than Yours

Although I work with debt relief companies and I know those who I believe provide a great service to their clients, that does not necessarily mean that will be best for you. Search online, read websites, and visit forums even if only for an hour or two and then call a few companies to hear what they have to say. Only you can decide what's best for you.