5 Quick Ways To Improve Your Credit Score


by Mark Barclay - Date: 2006-12-05 - Word Count: 242 Share This!

If you are interested in learning a few simple tips on maintaining (and increasing) your credit score, then this article will show you how.

Let's get started:

1. Pay payments on time.

It's so simple, just by paying bills and other payments on time will help you a lot to maintain or even increase your credit score. Although this is easier said than done, it will help to maintain your credit score.

2. Don't close old accounts.

Closing your old accounts that are not in use will count against you and will decrease your credit availability.

3. Staying out of the red.

Do not apply for any credit when you have too much debt on your credit card. Credit card companies will turn you down, which will decrease your credit score. Don't apply for a new credit card until you have paid off most of your debt on the ones you have at the moment.

4. Get a copy of your credit report.

Contact your credit report bureau for a copy of your credit report and check it over very carefully as there maybe some mistakes on it (best to be safe than sorry). Get your credit report bureau to sort out any mistakes on it if there are any.

5. Don't file fore bankruptcy or foreclosure.

Don't file for bankruptcy or foreclosure as this will take up to 200 points off your credit report score.

These five tips, although simple, should be helpful when it comes to maintaining and improving your credit score.


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Mark Barclay is owner of the Credit Card Blog where he gives free information on Low APR credit cards, and many other aspects of getting and owning a credit card. For more helpful advice on what to do if your credit card application has been turned down, be sure to visit his blog right now by clicking here: http://www.credit-card-blog.net Your Article Search Directory : Find in Articles

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