Repairing Your Credit Report: FAQ
How long does it take to repair my credit?
Repairing your credit, can take up to two years but should not take much more than that. If you start paying your current bills on time and develop a consistent payment history for up to 2 years your credit score should drastically improved.
Do I have to wait for 2 full years to see improvements in my credit report
No, most drastic improvements will be seen in your first two years of good credit behavior. However, you can also see major improvements in as little as 3 months especially if you bring delinquent accounts current.
How do I bring delinquent accounts current?
Well the most obvious way would be to catch up on money that you owe to each account. However, a credit specialist can help you dispute delinquent accounts as well. When disputing an account you will put the pressure on the creditor to prove what you owe. If they can't provide the proof and some can't the delinquency will have to be brought up to satisfactory status.
What is a credit specialist?
A professional who specializes in credit repairs and delinquencies and all things related to credit reports. If you are repairing your credit this is the specialist that you want on your side. Credit specialist often have advanced training and are usually up to date on laws related to your credit reporting.
Is repairing my credit difficult?
No in theory it's not difficult to repair your credit at all it is simply a process that requires some improvements in your credit habits. It's also just a matter of understanding what steps to take and in what order to take them in. It is recommended that you have a professional instruct you on exactly what to do?
Some of the most common questions regarding credit have been answered. I did advise you to use a credit specialist however, I also advise you to use caution when looking for a professional to help you repair your credit report. There are many scams related to credit repair.
Jackie O'Quinn, is an entrepreneur who is passionate about teaching people to make more money, save more money, and to get out of debt. Do you want to learn more about making money and manage the money you have? Visit Jackie's blog at http://www.jackieoquinn.blogspot.com and sign up for free weekly easy money tips delivered to your email. Just enter your name and email to the pop up on his blog.
Related Tags: credit score, credit report, repairing your credit report, repairing your credit score
Jackie O'Quinn is an entrepreneur who is serious about helping people earn more money, make more money, and save more money. Visit his blog at http://www.jackieoquinn.blogspot.com and sign up for his weekly Easy Money Tips newsletter. His Easy Money Tips newsletter will have you quickly paying off debt and making more money than you ever have.
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