5 Ways To Choose The Best Travel Insurance For Your Holiday
Travel insurance is one of those areas that mean nothing to you until you decide to hit the road - or the air - then suddenly every ad is for travel insurance and everywhere you look another company is touting for your business. So how do you choose the best insurance company and the best travel insurance for your unique travelling needs?
5 Points To Consider
1.The cost of the policy could be more than what you pay
When reviewing the policy options never start with the price first. As with most things in life you get what you pay for and while you want to be sure to get the best value for your money, this does not necessarily mean the cheapest price. Comprehensive cover that delivers and supports in time of need is what you should be looking for.
2.What back up do you receive in an emergency?
Are you being sent on your world tour with a 9 to 5 Monday to Friday contact number or are you provided with fully comprehensive numbers providing 24/7 contact and support, reverse charge options and 0800 numbers.
3.What is included as standard in your policy
Some companies come in with a low rate and then charge extra for every doorknob eventually leading to over inflated cover. Go through the company's policy offerings to be sure exactly what you are covered for. The range should be extensive as the company should know and have addressed a range of pitfalls you may not have thought of.
4.Who underwrites and supports the company
Establish who your support company will be should you face a medical emergency or the need for evacuation. Most companies do not handle these highly specialised areas themselves but have aligned themselves with skilled and experienced worldwide organisations to ensure the best possible protection and support for their customers.
5.Does the company cater for varying needs?
Does the company provide a one size fits all policy? Beware, you may be paying for cover you don't need or be under insured in some critical areas. Look for a company which provides a range of covers including NZ only travel policies, backpacker, group or duo options, long stay, one way or gap insurance and more.
Related Tags: medical insurance, holiday insurance, travel insurance, nz, new zealand, backpacker insurance
Eddie Feltham is Marketing Director for 1Cover, and has 10 plus years experience in the travel industry. For all-inclusive travel insurance - Australia, New Zealand or worldwide - and the best travel insurance rates, visit 1 Cover Travel Insurance NZ Your Article Search Directory : Find in Articles
Recent articles in this category:
- Top Things to do in Rabat, Malta
There are plenty of things to do in and around Rabat when you travel to Malta. 5 star luxury in your - 4 Sightseeing Highlights of Malta
Malta is a country with many things to see and do, as you will realise when you go on your Malta 5 s - Vacation Rentals - Something For Everyone!
There is no shortage of information on the vacation rental. I've written several articles on the top - Vacation Rentals - a Few Facts
Most everyone has some knowledge of the vacation rental. What I'd like to do here, in the confines o - Exotic Vacation Rentals
Travel is an adventure. In fact, that is why some us travel. Not for the relaxation, not for the cha - Vacation Rental Vs. Hotel
And the winner is….Well, read this, then decide!First, the ubiquitous hotel. Swathed in branded name - Tropical Vacation Homes - Investment or Destination?
Buying a vacation home for investment may be a great idea in these troubled economic times. Be certa - How to Choose a West Rim or South Rim Grand Canyon Helicopter Tour
If you want to take a Grand Canyon helicopter tour, you must choose between the West Rim and the Sou - Albuquerque Downtown Hotels Discounts, Deals and Reservations
Providing their guests with the best possible service available, Quality Inn & Suites in downtown Al - Hotel Suites Albuquerque - Online Reservations and Specials
Located in the center of the beautiful and historic town of Albuquerque New Mexico, Clubhouse Inn &
Most viewed articles in this category:
- Brazil's Tourist Attractions
Despite its popularity, Brazil is largely unknown to a lot of people. Other spots around the world h - Visit Ancient Persia, Greece, and North Cyprus with Clearchus of Soli
Tour the Hellenistic remains of Soli in North Cyprus with Clearchus, a student of Aristotle. As he - Exotic Trips - Vacation In Venezuela
Venezuela is a favorite vacation destination. No wonder! For instance, Venezuela is home to the worl - Some Advice When Buying A Travel Cot
A cot is a piece of furniture that is used for babies, infants, campers and travelers. Baby cots are - Marriott Hotels Varied History and An Overview of Properties
Marriott International was established in 1993 when the Marriot Corporation split into two different - Holiday In Cape Town
If you are interested in one of the top vacation destinations in the world, Cape Town may be right f - Hawaii Honeymoon Vacation Packages: Why You Should Purchase One
Are you about to be married within the next year or two? If so, have you started planning your honey - Cancun Weather
Cancun is one of the most well known tropical destinations in the world. Because Cancun is located j - Golf Lovers: Save Money With Hawaii Vacation Golf Packages
Are you one of the millions of Americans who enjoys playing the game of golf? If so, there is a good - Old Town San Diego
The Old Town San Diego Park serves as a way to recreate life in both the early American and early Me