Want quotations for motor insurance for banned driver - Find the right package

This short report aims to assist you in getting lower premiums. Simple but legal steps can be taken to help reduce your motor insurance for banned driver premiums. Lots of the information can be used today to get instant discounts although other methods take place over a longer period and take some time to reduce the price of your cover. Not all the tips are relevant for everyone, but if you are looking for motor insurance for banned drivers the methods presented can lower you insurance cover costs.

Subjects that this report will present are paying for your premium, cover explained, motoring club discounts and more besides.

Step 1 Advanced driving ! An alternative way to save on your motor insurance for banned driver is by taking extra driving tuition. One which is good for young drivers and new first time drivers is the pass plus. Many insurers now offer an introductory discount of 30% for people with the pass plus. The pass plus offers advanced driving in areas such as town driving, all weather driving, night driving and driving on motorways. Lots of other advanced driving courses are available such as Rospa, IAM, and Diamond.

Step 2 Drive a smaller car - Sports cars and hot hatches costs way more to get car insurance on. One way then to reduce the costs of your motor insurance for banned driver is to choose your car with insurance costs in mind.

Step 3 Don't accept the first quote ! If your renewal notice is less than 2 weeks away and you haven't had it ring your broker or provider to get it now. That way you still have time to compare cover and prices elsewhere. Try and compare at least 5 insurance brokers or direct companies. Look through league tables about insurers sometimes quoted in the press newspapers and magazines. Many factor affect your choice of insurer so write down each of the benefits to compare later.

Step 4 Limit named drivers ! The costs of naming a driver that is not your common law partner or spouse varies between 10 to 20 percent. If the drivers are young then price increases will be very much more. The secret is to name only those that will drive the car. If the driver you need to name has driving any other cars extension then they can drive you car third party only on their own policy. This may be adequate for you depending on the value of your car. Many insurance companies will allow you to add an additional driver temporarily mid term through your insurance year.

Step 5 How to make payment ! If you can afford paying in full is the most cost effective option. nearly all insurance providers make extra money on motor insurance for banned driver by charging extra for making monthly direct debit instalments. If you can't afford to pay in one then paying on your credit card could be a better alternative. Check first but in many cases the APR charged by the insurer will be higher than the Mastercard or Visa company.

What should I do now ?

Ensure that the correct steps above have been undertaken then read below. For motor insurance for banned driver the best site we found is Banned Young Drivers Car Insurance

Damian is the owner of many finance related websites. Including mortgage, loans and debt advice. For more information visit http://www.gooddriverinsurance.co.uk