Credit Card Debt a Problem for College Students
It's probably hard; if you're new to the credit world we live in, to understand the future effects it could have on you. However, when the end of the month comes around and you see that huge balance, you'll understand fairly quickly. And if it doesn't happen in the first month, and you continue your ways, it will definitely hit you smack in the face not too long after that. However you're not the only one who gets themselves into this trouble.
People often have good intentions when they first apply for their card. You're only going to use it in an emergency you tell yourself, but soon throwing a pizza on your card or a date's dinner or movie bill becomes very easy and almost habitual.
It's ashamed that in our country we have credit card companies who market to students fresh into college on nearly every campus. Who wouldn't want a free t-shirt for filling out a form for a credit card? However, in our school system we rarely teach the fundamentals of debt management at all; nor do we teach budgeting or financial education at all. In the end, that free t-shirt often leads to bankruptcy after mountains of bills and much stress. It's ashamed when a little education on the implications of debt will go along way.
Be responsible in your decisions with debt. Start out early and get a head of the game early on; this way when all of your friends are struggling to make ends meet, you'll be building wealth for yourself.
Related Tags: credit card debt
The scriptwriter Jack Blacksmith is especially interested in things related to coffee. You might come across his articles on bunn coffee maker at http://www.coffee-espresso-maker-tips.com and various other sources for bunn coffee maker knowledge. Your Article Search Directory : Find in Articles
Recent articles in this category:
- Debt Settlement Programs In 2010 - Learn How To Get Your Debt Bought Out
Are you (interested in|searching for} some great information on debt settlement programs?Are you sea - Many Ways In Which A Debt Settlement Company Can Help You
Have a look at the latest figures of total personal debt in the United Kingdom. As per the reports, - Debt Consolidation Services Whats Best For You
A debt consolidation service is really a loan that is applied for to pay off pre-existing debt. Prec - Debt Consolidation Advice
If you don't know how to repay your various debts, and find your creditors chasing you for the payme - The Guide To Debt Solutions
By the end of 2009, the number of personal insolvencies that had been filed in courtrooms around Eng - What Debt Solutions Do You Have Available?
For people who find themselves in a difficult financial situation there are a number of debt solutio - Government Debt Management Help And Advice
No matter how good your money management skills are, there might come a time when you'll find yourse - Paradise Found With Debt Consolidation
Paradise Lost-Paradise Found with Debt ConsolidationIf your life and the life or your family is not - How To Consolidate Credit Card Debt?
Have you ever wondered if what you know about Consolidate Credit Card Debt is accurate? Consider the - A Very Simple Approach To Debt Reduction That Works.
Debt Reduction seems to have become fashionable and its not considered a dirty word anymore. The eco
Most viewed articles in this category:
- Help is Around With Consolidation Loans
If piling debts is a cause of concern for you, then read on to find the key to solve your problems. - Debt Consolidation Loans: it is Never Too Late to Mend your Ways
The fulfilment of desires in our lives is like mirage; the more you chase them, the more they seem t - Debt Consolidation To Avoid Further Damage To Your Credit!
So if you are beginning to miss payments or pay late and you fear your credit will get ruined, it's - Reduce Credit Card Debt by Managing Debt
Reducing your credit card debt is not easy, and requires planning and discipline. We all know that - Consolidate Debt Through a Bad Credit Mortgage
How can anything called a "bad" credit mortgage be considered good? You would be surprised that it - Debt Consolidation Loans - Bring your Finances Back on the Track
Debt consolidation loans enable one to pay off all his debts in one go. It is an option to merge all - Take Advantage of Credit Card Debt Counseling and Get Rid of Your Debt
We all know how credit card debt can creep up on us. The credit card companies are only too happy t - Time Share Your Way Into Debt
Cancun, do you want to live here for a couple weeks a year? Hey if you want to learn how come attend - Roll your Debts Into a Single Manageable Debt With the Debt Consolidation Loans
Are you deep into debt but clueless on how to get out of it? Are you losing your nerves keeping trac - Debt Consolidation - Is it Right for Me?
Many people search for a way to bring life back into their finances and relieve their ever growing