Pet Insurance for Dogs and Cats
Is it Worth the Money?
Trying to decide if you should invest in a pet insurance policy for your "friend"? Here are some commonly asked questions and statistics, which will hopefully help you, make up your mind.
Why should I get Pet Insurance?
Vet fees are steadily increasing every year due to the increased cost of running a clinic. If your "friend" gets sick, vets can now offer treatments that were not even considered just a few years ago, such as radiation therapy to kidney transplants, etc., but at very high prices. Costs even for common illnesses can be quite steep. See approximate costs below:
Motor Vehicle Accident $4900 Ingestion of foreign body $4300 Cancer treatments $3600Bladder infection $2750Hip dysplasia $2400Fractured leg $2500Pneumonia $1900Diabetes $1750
Pet insurance could help mitigate a lot of these fees, and it usually only costsabout $1 a day.
Why do I need Pet Insurance if I have an indoor pet?
Indoor pets don't always stay indoors, and when they do get outside, they are more at risk to get injured since they are not use to this environment. Indoor pets are also just as likely to ingest objects and get infections or cancer.
The decision to get Pet Insurance basically boils down to determining if you will have the money set aside to cure your pet, if your "friend" does get seriously hurt or ill. Everyone has great intentions to set $x away each month in case of an emergency, but if I had to guess, only about 5% actually succeed. It would be absolutely awful, to have to say goodbye to your "friend" just because you didn't have the money set aside to cover the vet fees.
Questions to ask, when researching a Pet Insurance program: If you decide Pet Insurance may be an option, consider these questions when researching your options:
Does your Vet have to be part of the network?Are there deductibles?Discounts available for multiple pets?Are hereditary conditions covered?What is Covered under the Policy (ie: Illnesses, Accidents, Routine Care, etc)?Are there lifetime limits?How to submit a claim?Research all of your options. Click around on various websites that offer Pet Insurance, and at a minimum ask the questions above. Unfortunately all of the plans are structured differently, and have different options available. Take your time to ensure you are getting the best plan for you and your "friend."
Related Tags: pet insurance, dog insurance, cat insurance
Sandra Thompson, Author of website http://www.petinsurancedata.com
Your Article Search Directory : Find in ArticlesRecent articles in this category:
- What you've always wanted to know About Choosing a Pet
Choosing pets is an important choice to make and is no easy task. It's not just a matter of looking - What Is Horse Cribbing
What is Horse Cribbing and How can I get my Horse to STOP?WHAT IS CRIBBING?Do you know that CRIBBING - My Cat's Late Night Visitors
My cat Spike is very laid back . He’s a lover, not a fighter, so it was with surprise that one - Pet Relocation - Tips For International Pet Moving
Five Tips for Safe and Humane International Pet RelocationOwning or adopting a pet should be for lif - Why Should You Insure Your Pet?
One type of insurance that many people overlook is pet insurance. With pets often loved as part of t - Do You Have Pet Insurance? If Not, You Should
Most Americans know and understand the importance of health insurance coverage, but very few realize - Is Dog And Cat Health Insurance Really As Stupid As It Sounds
You can insure your house, your car, your boat, and your life, and now, thanks to dog and cat health - Seals Need Pet Insurance and those Poor Polar Bears that Murder Them Too
We have sure seen a lot of global warming news lately and it is amazing that the polar bear species - The Necessity Of Dog Insurance
Unfortunately, in today's world it is not difficult for a pet dog to get injured. Dogs were not desi - The Lowdown On Protecting Your Pet With Pet Insurance
Do you own any pets? If so, have you ever thought about buying pet insurance for them? Believe it
Most viewed articles in this category:
- The Lowdown On Protecting Your Pet With Pet Insurance
Do you own any pets? If so, have you ever thought about buying pet insurance for them? Believe it - Veterinary Pet Health Insurance: Get the Best Care for Your Pet
Do you consider your pet a member of your house? So, why to step back and postpone its treatments, w - The Necessity Of Dog Insurance
Unfortunately, in today's world it is not difficult for a pet dog to get injured. Dogs were not desi - Show That You Care Your Dog With Dog Insurance
Illness, accidents, mishaps always comes uninvited and without giving any prior notice. This is tru - Do You Have Pet Insurance? If Not, You Should
Most Americans know and understand the importance of health insurance coverage, but very few realize - Seals Need Pet Insurance and those Poor Polar Bears that Murder Them Too
We have sure seen a lot of global warming news lately and it is amazing that the polar bear species - Is Dog And Cat Health Insurance Really As Stupid As It Sounds
You can insure your house, your car, your boat, and your life, and now, thanks to dog and cat health - Why Should You Insure Your Pet?
One type of insurance that many people overlook is pet insurance. With pets often loved as part of t - What you've always wanted to know About Choosing a Pet
Choosing pets is an important choice to make and is no easy task. It's not just a matter of looking - What Is Horse Cribbing
What is Horse Cribbing and How can I get my Horse to STOP?WHAT IS CRIBBING?Do you know that CRIBBING