Credit cards are an almost essential part of many people's lives, because they allow you to increase your cash flow and have more financial freedom. However, if you use credit cards too much or in the...
When you apply for a new bank account, chances are the bank will do their own version of a credit check. They use a system called ChexSystem, developed by Chex Systems, Inc. The ChexSystems report bas...
Prepaid cards are one of the newest and most interesting financial products on the market, and they are something that everyone should be made aware of. However, many people do not know what prepaid c...
A Pre-paid debit card is a reloadable, stored value card similar to a gift or payroll card. PrePaid Debit cards look like credit cards but act like debit cards, and can substitute for cash for everyda...
For companies and businesses with employees, direct deposit is an easy way to save your company time and money, while making your employees happy. Direct deposit is an electronic payment made directly...
Credit cards for students have both advantages and disadvantages. Parents and students should be aware of the pros and cons of student credit cards. Some of the merits and demerits of using a student ...
Have you ever wondered what the real differences are between cashing your paycheck at a bank compared to a check cashing store? If so, you're not alone. Many people who for a variety of reasons, aren'...
Per Transaction Fee - Fee in which the merchant pays to the merchant bank in order to process a transaction. When charged as a per transaction fee this will generally be a fixed fee, regardless of the...
Magnetic Stripe - A magnetic stripe contained on a credit card processes transactions where the card is present. This provides identifiable information that will allow the merchant to debit their cust...
If you have the Internet, you have probably seen the myriad shopping sites where you can buy all manner of goods and services. However, you might be cautious about buying online because you are unsure...